Income StatementBalance SheetCash FlowBusiness Segments
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Visa Business Segments

Business, geographic, and product segment breakdowns

Visa generates $40.0B in annual revenue across 4 key segments: Service ($17.5B), Data Processing Revenues ($20.0B), International Transaction Revenues ($14.2B), and Service Other ($4.1B). The company-wide operating margin is 59.99%. Based on the Q4 2025 filing.

Service (TTM)$17.5BData Processing Revenues (TTM)$20.0BInternational Transaction Revenues (TTM)$14.2BService Other (TTM)$4.1BClient Incentives (TTM)-$15.8BValue-Added Services (TTM)$10.9B
Latest FilingQ4 2025
Report Date2025-11-06
Market Cap$568.35B
P/E Ratio28.34

Products & Services

Net revenue

SegmentQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Data Processing Revenues$4.4B$4.7B$4.7B$5.2B$4.7B$5.4B
Service$3.9B$4.2B$4.4B$4.3B$4.2B$4.6B
Client Incentives-$3.3B-$3.8B-$3.7B-$4.0B-$3.8B-$4.2B
International Transaction Revenues$3.0B$3.4B$3.3B$3.6B$3.4B$3.8B
Value-Added Services$2.1B$2.4B$2.6B$2.8B$2.4B$3.1B
Service Other$692.0M$912.0M$937.0M$1.0B$912.0M$1.2B

Geographic

Net revenue

SegmentQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Non Us$5.0B$5.8B$5.8B$6.2B$5.8B$6.6B

Stated interest rate (as a percent)

SegmentQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Europe0.020.020.020.040.04—

Senior notes

SegmentQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Europe$1.5B$1.4B$1.5B$1.6B$1.6B—

Effective interest rate (as a percent)

SegmentQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Europe0.030.030.030.040.04—

Aggregate principal

SegmentQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Europe———$3.9B——

Net aggregate proceeds

SegmentQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Europe———$3.9B——

Total

SegmentQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
International$591.0M———$598.0M—

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