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PayPal Holdings, Inc. logo

PayPal Holdings, Inc. Balance Sheet Statement

Assets, liabilities, and shareholders' equity

PayPal Holdings, Inc. holds $80.5B in total assets. Shareholders' equity is $20.0B against $10.1B in total debt. Cash and equivalents total $22.4B. The current ratio is 1.26 and debt-to-equity is 0.503. Based on the Q1 2026 filing.

Total Assets$80.5BTotal Stockholders Equity$20.0BLong Term Debt$9.4BCash And Equivalents$22.4BTotal Current Assets$60.0BTotal Current Liabilities$47.6B
Latest FilingQ1 2026
Report Date2026-05-05
Market Cap$36.4B
P/E Ratio7.19
ROE25.12%

Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Accounts payable$227M$175M$221M$208M$240M$162M
Other Commercial Liabilities$5.6B$5.2B$3.9B$4B$6B$6B
Accrued Liabilities, Current$5.6B$5.2B$3.9B$4B$6B$6B
Funds payable and amounts due to customers$39.7B$41.2B$40.9B$40.7B$40.2B$41.5B
Derivative Liabilities - Fair Value$23M$24M$28M$26M$13M$25M
Derivative Liabilities - Not Offset Policy Election Deduction$23M$24M$28M$26M$13M$25M
Finance Lease Liability, Current$5M$6M$5M$5M$7M$5M
Operating Lease Liability Payments - 2024 (Lessee)—$155M$156M$167M—$114M
Operating Lease Liability Payments - 2025 (Lessee)—$89M$89M$96M—$82M
Operating lease liabilities, current$135M$139M$136M$144M$148M$147M
Total current liabilities$45.5B$46.6B$45.1B$44.9B$46.4B$47.6B

Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Accounts receivable, net$984M$1.1B$1.1B$973M$840M$843M
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)—$12.1B$11B$9.4B—$10.2B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)$942M$546M$268M$132M$426M$245M
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$5.6B$9.2B$7.9B$5.7B$5.5B$9.2B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value$942M$546M$268M$132M$426M$245M
AFS and Trading Securities - Unrealized Loss Position Fair Value$6.6B$9.7B$8.2B$5.9B$5.9B$9.5B
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$5.6B$9.2B$7.9B$5.7B$5.5B$9.2B
Cash and cash equivalents$6.5B$6.5B$19B$23.9B$24B$22.4B
Funds receivable and customer accounts$37.7B$39.2B$38.9B$38.7B$38.2B$39.5B
Finance Receivables (Current)$6.4B$6.5B$6.9B$6.4B$6.7B$6.7B
Loans held for sale$541M$714M$817M$1.4B$1.7B$1.8B
Prepaid expenses and other current assets$1.7B$1.9B$2.1B$2B$1.8B$1.8B
Total current assets$58.2B$60.6B$59.9B$60.2B$59.8B$60B
Trading Securities in Marketable Securities$1.3B$1.4B$1.4B$1.4B$1.5B$1.5B

Equity

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Additional paid-in capital$20.7B$20.8B$21.1B$21.4B$21.6B$21.7B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss$5M$1M$0$0$1M$1M
Accumulated other comprehensive income (loss)-$550M-$622M-$739M-$700M-$658M-$513M
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March&#160;31, 2026 and December&#160;31, 2025, respectively$0$0$0$0$0$0
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding$0$0$0$0$0$0
Investments - Gross Unrealized Losses$6.6B$9.7B$8.2B$5.9B$5.9B$9.5B
Retained earnings$27.3B$28.7B$29.9B$31.2B$32.5B$33.5B
Total liabilities and stockholders' equity$78.7B$81.3B$79.8B$79.8B$80.2B$80.5B
Total stockholders' equity$20.4B$20.3B$20.2B$20.2B$20.3B$20B
Treasury stock$27.1B$28.6B$30.1B$31.6B$33.1B$34.7B

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Aggregate Notional Principal Outstanding$17.3B$15.8B$17.1B$17.9B$17.8B$16.1B
AOCI - Cash Flow Hedge Reclassification (Next 12 Months)—-$29M-$277M-$199M—$82M
Allowance for negative customer balances$256M$245M$263M$334M$271M$284M
Short-term financing receivables held for investment, allowances$461M$487M$524M$515M$539M$560M
Allowance for transaction losses$86M$60M$89M$85M$73M$26M
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax$15M$16M$20M$6M$5M$9M
Gross Unrealized Gains$29M$21M$14M$18M$18M$17M
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10—$3B$2.7B$2.5B—$2.4B
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10—$3B$2.7B$2.5B—$2.4B
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five—$4.5B$4B$3.9B—$4.6B
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five—$4.5B$4B$4B—$4.6B
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10—$2.9B$3.1B$3B—$3.1B
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10—$2.8B$3.1B$3B—$3.1B
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One—$12.1B$11B$9.4B—$10.2B
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One—$12.1B$11B$9.4B—$10.2B
Common stock, par value (in dollars per share)$0.00$0.00$0.00$0.00$0.00$0.00
Common stock, shares authorized (in shares)4B4B4B4B4B4B
Common Stock, Shares, Outstanding993M979M960M941M920M892M
Accrued interest available-for-sale debt securities$140M$129M$117M$121M$101M$97M
Debt Securities, Available-for-Sale, Amortized Cost, Excluding Accrued Interest, after Allowance for Credit Loss$21.3B$22.4B$20.7B$18.8B$18.9B$20.3B
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss$5M$1M$0$0$1M$1M
Less than 12 months$5.6B$9.2B$7.9B$5.7B$5.5B$9.2B
12 months or more$942M$546M$268M$132M$426M$245M
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss$10M$15M$20M$6M$4M$8M
Estimated Fair Value$21.3B$22.4B$20.7B$18.8B$18.9B$20.3B
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss$15M$16M$20M$6M$5M$9M
Debt Securities, Available-for-Sale, Unrealized Loss Position$6.6B$9.7B$8.2B$5.9B$5.9B$9.5B
Derivative Asset, Subject to Master Netting Arrangement, after Offset$243M$56M$61M$48M$20M$188M
Derivative Asset, Subject to Master Netting Arrangement, after Offset and Deduction$51M$4M$17M$16M$5M$56M
Potential reduction in net position of total derivative assets$23M$23M$28M$26M$13M$25M
Collateral received$169M$29M$16M$6M$2M$107M
Margin cash collateral received from counterparties that was not offset against derivative assets$162M$27M$17M$7M$2M$110M
Securities Collateral&#160;Held&#160;/Pledged&#160;Under Master&#160;Netting Agreements$30M$10M$0$35M$90M$61M
Margin cash collateral provided to counterparties that was not offset against derivative assets or liabilities$7M$55M$300M$195M$122M$24M
Derivative Liability, Subject to Master Netting Arrangement, after Offset$37M$87M$404M$229M$158M$60M
Derivative Liability, Subject to Master Netting Arrangement, after Offset and Deduction$7M$8M$76M$8M$23M$11M
Potential reduction in net position of total derivative liabilities$23M$24M$28M$26M$13M$25M
Notional$17.3B$15.8B$17.1B$17.9B$17.8B$16.1B
Equity method investments (Note 11)$200M$203M$203M$213M$215M$215M
Carrying value of non-marketable equity securities which do not have readily determinable fair value$1.5B$1.6B$1.6B$1.6B$1.7B$1.7B
Trading securities, cost$1.3B$1.4B$1.4B$1.4B$1.5B$1.5B
Current maturities of long-term debt$5M$6M$5M$5M$7M$5M
Finance Lease Liability Payments Due—$23M$18M$18M—$16M
2027—$6M$6M$6M—$6M
Finance Lease Liability Payments Due Year Four—$0$0$0—$0
Finance Lease Liability Payments Due Year Three—$6M$4M$4M—$0
Finance Lease Liability Payments Due Year Two—$6M$6M$6M—$4M
Thereafter—$0$0$0—$0
Finance Lease Liability Undiscounted Excess Amount—$2M$2M$1M—$1M
Finance Lease, Right-of-Use Asset, after Accumulated Amortization$73M$69M$64M$60M$56M$52M
Thereafter—————$4M
Finite-Lived Intangible Assets, Accumulated Amortization$770M$823M$878M$913M$441M$463M
2028—$56M$61M$59M—$53M
2030—————$2M
Remainder of 2026—$106M$68M$27M—$77M
2027—$91M$96M$95M—$68M
2029—$43M$46M$45M—$2M
Gross Carrying Amount$1.1B$1.1B$1.1B$1.1B$649M$669M
Funds receivable$7.3B——$8.6B$7.7B$8.1B
Lessee Operating Lease Liability Payments Due—$844M$799M$821M—$739M
Thereafter—$198M$199M$231M—$150M
Lessee Operating Lease Liability Undiscounted Excess Amount—$106M$98M$102M—$87M
2028—$500M$500M$500M—$1.1B
2029—$1.1B$1.2B$1.1B—$1.5B
2030—$1.5B$1.5B$1.5B—$1B
2027—$1.4B$1.4B$1.4B—$500M
Remainder of 2026—$1.2B$0——$1.4B
Thereafter—$6.4B$6.4B$6.4B—$5.4B
Strategic investments$1.6B$1.5B$1.6B$1.6B$1.9B$1.8B
Operating Lease Weighted Average Discount Rate Percent4.0%4.0%4.0%4.0%4.0%5.0%
Preferred Stock, Par or Stated Value Per Share$0.00$0.00$0.00$0.00$0.00$0.00
Preferred Stock, Shares Authorized100M100M100M100M100M100M
Number of revenue classifications—2.002.002.00—2.00
Time deposits, current and noncurrent$129M$131M$127M$104M$93M$85M
Time deposits$22M$17M$17M$7M$5M$6M
Treasury stock, shares (in shares)337M356M378M400M423M457M
Unrecognized tax benefits$2.3B$2.4B$2.4B$2.5B$2.5B$2.5B
Remainder of Fiscal Year 2024—$1.2B$0$33M—$1.4B
Weighted-Average Discount Rate - Finance Leases5.0%5.0%5.0%5.0%5.0%5.0%

Non-Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Contract Assets, Non-Current$207M$190M$193M$203M$238M$231M
Deferred Tax Assets and Other Non-Current Assets$3.3B$3.3B$3.4B$3.2B$3.3B$3.6B
Equity Securities (FV-NI) - Non-Current$23M$16M$14M$15M$180M$106M
Equity Securities (FV-NI) with Contractual Sale Restrictions—————$94M
Equity Securities Without Readily Determinable Fair Value - Cumulative Downward Adjustments$1.3B$1.4B$1.4B$1.4B$1.5B$1.5B
Equity Securities Without Readily Determinable Fair Value - Cumulative Upward Adjustments$1.2B$1.2B$975M$990M$872M$917M
Equity Securities (Non-Current)$23M$16M$14M$15M$180M$106M
Goodwill$10.8B$10.9B$11B$10.9B$10.9B$10.9B
Investments - Amortized Cost Basis$1.3B$1.4B$1.4B$1.4B$1.5B$1.5B
Long-term investments$3B$3.1B$2.1B$2B$2.4B$2.3B
Net Investment in Lease$599M$576M$546M$566M$539M$499M
Intangible assets &#8212; net$326M$296M$271M$226M$208M$206M
Investments$4.6B$4.6B$3.6B$3.6B$4.3B$4.1B
Operating lease right-of-use assets$599M$576M$546M$566M$539M$499M
Other non-current assets$3.3B$3.3B$3.4B$3.2B$3.3B$3.6B
Property, plant and equipment, net$1.5B$1.5B$1.6B$1.7B$1.7B$1.7B
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2026, $85; 2025, $84)$4.3B$3.8B$3.3B$1.8B$2.4B$2.4B
Operating Lease Right-of-Use Assets in Other Assets$599M$576M$546M$566M$539M$499M
Software and Technology Licenses, Net$3.3B$3.3B$3.4B$3.2B$3.3B$3.6B
Total assets$78.7B$81.3B$79.8B$79.8B$80.2B$80.5B

Non-Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Finance lease liabilities$18M$15M$11M$12M$10M$10M
Finance Lease Liabilities (Total)$23M$21M$16M$17M$17M$15M
Operating Lease Liability Payments - 2026 (Lessee)—$103M$103M$113M—$96M
Operating Lease Liability Payments - 2027 (Lessee)—$103M$103M$113M—$96M
Operating Lease Liability Payments - 2028 (Lessee)—$89M$89M$96M—$82M
Long-term debt$9.9B$11.4B$11.3B$11.3B$10B$9.4B
Operating lease liabilities, non-current$629M$599M$565M$575M$548M$505M
Operating Lease Liabilities (Total)$764M$738M$701M$719M$696M$652M
Other non-current liabilities$2.9B$3B$3.2B$3.4B$3.5B$3.5B
Secured Borrowings Cash Right to Reclaim$7M$55M$300M$195M$122M$24M
Total liabilities$58.3B$61B$59.6B$59.6B$59.9B$60.5B