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PayPal Holdings, Inc. PYPL Free cash flow margin

Free cash flow margin at other companies

American Express logo
American ExpressAXP
19.8%
Apple logo
AppleAAPL
29.3%+5.7pp
The Marygold Companies logo
The Marygold CompaniesMGLD
-8.8%-1.9pp
Mastercard logo
MastercardMA
47.6%-7.1pp
Western Union logo
Western UnionWU
11.6%
Visa logo
VisaV
47.2%-9.5pp

Other financials

Income statement

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Revenue$8.7B+4.8%
Operating income$1.4B-5.1%
Net income$1.3B+3.9%
EPS (diluted)$1.25-3.1%

Balance sheet

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Cash & equivalents$22.0B+15.8%
Total debt$11.7B-2.4%
Total equity$19.8B-1.9%
Total assets$82.7B+3.7%

Cash flow

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Operating cash flow$2.0B+121%
CapEx$208.0M+1.0%
Free cash flow$1.8B+157%

Valuation

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Market cap$48.94B-24.7%
Enterprise value$38.69B-33.3%
P/E8.8×-3.6×
P/S1.4×-0.6×

Profitability

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Operating margin17.4%-0.7pp
Net margin16.4%0.0pp

Returns & leverage

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Return on equity27.9%+2.1pp
Debt / equity0.6×0.0×
Current ratio1.3×0.0×

Where this comes from

Calculated from PayPal Holdings, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: PayPal Holdings, Inc.’s 10-Q, filed July 28, 2026. Open the filing →

Filed
Jul 28, 2026, 5:03 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001633917-26-000082

FAQ

What is PayPal Holdings, Inc.'s free cash flow margin?
PayPal Holdings, Inc. (PYPL) reported free cash flow margin of 19.3% in Q2 2026.
How has PayPal Holdings, Inc.'s free cash flow margin changed year-over-year?
PayPal Holdings, Inc.'s free cash flow margin increased by 17.8% year-over-year, from 16.4% to 19.3%.
What is the long-term trend for PayPal Holdings, Inc.'s free cash flow margin?
Over 5 years (2020 to 2025), PayPal Holdings, Inc.'s free cash flow margin has grown at a -6.3% compound annual growth rate (CAGR), from 23.2% to 16.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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