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ACI Worldwide ACIW Operating Income

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Other financials

Income statement

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Revenue$430.4M+7.3%
Gross profit$181.6M+9.1%
Net income$31.8M+161%
EPS (diluted)$0.31+158%

Balance sheet

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Cash & equivalents$224.5M-24.9%
Total debt$849.5M-8.7%
Total equity$1.5B+7.4%
Total assets$3.1B-1.4%

Cash flow

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Operating cash flow$70.8M+42.2%
CapEx$6.9M+218%
Free cash flow$63.9M+34.2%

Valuation

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Market cap$5.61B+27.0%
Enterprise value$6.24B+23.5%
P/E24.9×+7.3×
P/S3.1×+0.5×

Profitability

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Gross margin49.1%-1.2pp
Operating margin18.6%-1.3pp
Net margin12.4%-2.4pp
FCF margin17.1%-0.2pp

Returns & leverage

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Return on equity15.6%-3.5pp
Debt / equity0.6×-0.1×
Current ratio1.6×+0.1×

Where this comes from

Reported directly by ACI Worldwide in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: ACI Worldwide’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:16 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000935036-26-000028
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
General and administrative34,48437,65174,70065,243
Depreciation and amortization23,93724,10149,19348,086
Total operating expenses385,774366,400754,033702,449
Operating income44,64934,858102,13993,374
Other income (expense)
Interest expense(11,979)(14,527)(24,177)(29,210)
Interest income5,5923,9349,1987,998
Other, net662(6,393)2,18817,347

Item 1F. Financial Statements (unaudited)

FAQ

What is ACI Worldwide's operating income?
ACI Worldwide (ACIW) reported operating income of $44.65M in Q2 2026.
How has ACI Worldwide's operating income changed year-over-year?
ACI Worldwide's operating income increased by 28.1% year-over-year, from $34.86M to $44.65M.
What is the long-term trend for ACI Worldwide's operating income?
Over 4 years (2021 to 2025), ACI Worldwide's operating income has grown at a 12.0% compound annual growth rate (CAGR), from $209.9M to $329.91M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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