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ACI Worldwide ACIW Bill payments — Revenue

Other product segments

Issuing and acquiring
$116.33M+36.8%
License
$68.8M+21.3%
Maintenance
$51.56M+2.3%
Merchant payments
$41.13M+3.7%
Real-time payments
$22.86M-42.1%
Payments intelligence
$16.05M

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Other financials

Income statement

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Revenue$430.4M+7.3%
Gross profit$181.6M+9.1%
Operating income$44.6M+28.1%
Net income$31.8M+161%
EPS (diluted)$0.31+158%

Balance sheet

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Cash & equivalents$224.5M-24.9%
Total debt$849.5M-8.7%
Total equity$1.5B+7.4%
Total assets$3.1B-1.4%

Cash flow

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Operating cash flow$70.8M+42.2%
CapEx$6.9M+218%
Free cash flow$63.9M+34.2%

Valuation

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Market cap$5.61B+27.0%
Enterprise value$6.24B+23.5%
P/E24.9×+7.3×
P/S3.1×+0.5×

Profitability

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Gross margin49.1%-1.2pp
Operating margin18.6%-1.3pp
Net margin12.4%-2.4pp
FCF margin17.1%-0.2pp

Returns & leverage

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Return on equity15.6%-3.5pp
Debt / equity0.6×-0.1×
Current ratio1.6×+0.1×

Where this comes from

Reported directly by ACI Worldwide in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: ACI Worldwide’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:16 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000935036-26-000028
Line itemPayment SoftwareBillerTotal
Primary Solution Categories
Bill payments$234,056$234,056
Merchant payments41,12541,125
Payments intelligence16,05216,052
Real-time payments22,86022,860
Issuing and acquiring116,330116,330
Total$196,367$234,056$430,423
Three Months Ended June 30, 2025

Item 1F. Financial Statements (unaudited)

FAQ

What is ACI Worldwide's bill payments — revenue?
ACI Worldwide (ACIW) reported bill payments — revenue of $234.06M in Q2 2026.
How has ACI Worldwide's bill payments — revenue changed year-over-year?
ACI Worldwide's bill payments — revenue increased by 5.5% year-over-year, from $221.92M to $234.06M.
What is the long-term trend for ACI Worldwide's bill payments — revenue?
Over 4 years (2021 to 2025), ACI Worldwide's bill payments — revenue has grown at a 8.4% compound annual growth rate (CAGR), from $592.49M to $817.73M.
What does bill payments — revenue mean?
This metric represents the total revenue generated from software products and services designed to facilitate electronic bill payment processing for utilities, healthcare providers, and other billers. It reflects the company's ability to monetize payment facilitation services within the consumer-to-business transaction ecosystem. Growth in this segment indicates successful adoption of digital payment solutions and expansion within the biller-facing customer base.

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