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ACI Worldwide ACIW Payment Software — Revenue

Other segment segments

Biller
$234.06M+5.5%

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Other financials

Income statement

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Revenue$430.4M+7.3%
Gross profit$181.6M+9.1%
Operating income$44.6M+28.1%
Net income$31.8M+161%
EPS (diluted)$0.31+158%

Balance sheet

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Cash & equivalents$224.5M-24.9%
Total debt$849.5M-8.7%
Total equity$1.5B+7.4%
Total assets$3.1B-1.4%

Cash flow

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Operating cash flow$70.8M+42.2%
CapEx$6.9M+218%
Free cash flow$63.9M+34.2%

Valuation

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Market cap$5.61B+27.0%
Enterprise value$6.24B+23.5%
P/E24.9×+7.3×
P/S3.1×+0.5×

Profitability

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Gross margin49.1%-1.2pp
Operating margin18.6%-1.3pp
Net margin12.4%-2.4pp
FCF margin17.1%-0.2pp

Returns & leverage

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Return on equity15.6%-3.5pp
Debt / equity0.6×-0.1×
Current ratio1.6×+0.1×

Where this comes from

Reported directly by ACI Worldwide in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: ACI Worldwide’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:16 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000935036-26-000028
Line itemPayment SoftwareBillerTotal
Revenue$196,367$234,056$430,423
Less:
Interchange (a)165,629165,629
Global technology and innovation (b)71,00312,71483,717
Other segment items (c)31,75820,96852,726
Segment Adjusted EBITDA$93,606$34,745$128,351
Reconciliation of income before income taxes
Depreciation and amortization(23,998)

Item 1F. Financial Statements (unaudited)

FAQ

What is ACI Worldwide's payment software — revenue?
ACI Worldwide (ACIW) reported payment software — revenue of $196.37M in Q2 2026.
How has ACI Worldwide's payment software — revenue changed year-over-year?
ACI Worldwide's payment software — revenue increased by 9.5% year-over-year, from $179.34M to $196.37M.
What is the long-term trend for ACI Worldwide's payment software — revenue?
Over 2 years (2023 to 2025), ACI Worldwide's payment software — revenue has grown at a 10.8% compound annual growth rate (CAGR), from $766.67M to $942.05M.
What does payment software — revenue mean?
This represents the total gross income generated by the payment software segment through the licensing, installation, and maintenance of electronic payment solutions. It serves as a primary indicator of market demand for the company's core software products among retail banks, billers, and financial institutions. Growth in this metric demonstrates the segment's ability to capture market share and expand its footprint in the global payments ecosystem.

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