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EBIT at other companies

Enova International logo
Enova InternationalENVA
$237.15M+28.8%
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-$633K-183%
OppFi logo
OppFiOPFI
$35.36M-16.8%
Pagaya Technologies logo
Pagaya TechnologiesPGY
$80.01M+67.8%
nCino, Inc. logo
nCino, Inc.NCNO
$21.12M+1,496%
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM

Other financials

Income statement

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Revenue$364.7M+41.7%
Operating income$14.6M+222%
Net income$16.5M+195%
EPS (diluted)$0.16+220%

Balance sheet

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Cash & equivalents$456.0M-35.0%
Total debt$2.0B+37.6%
Total equity$797.5M+10.5%
Total assets$3.2B+28.0%

Cash flow

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Operating cash flow-$136.6M-13.7%
CapEx$2.1M+1,690%
Free cash flow-$138.7M-15.3%

Valuation

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Market cap$2.89B-55.2%
Enterprise value$4.46B-38.3%
P/E47.9×
P/S2.3×-5.3×

Profitability

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Operating margin4%+2.5pp
Net margin4.8%+4.3pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7.9%+7.2pp
Debt / equity2.5×+0.5×

Where this comes from

Calculated from Upstart Holdings, Inc.’s reported figures.

Plus components not separately reported this period.

The source filing: Upstart Holdings, Inc.’s 8-K, filed August 4, 2026. Open the filing →

Filed
Aug 4, 2026, 4:05 PM EDT
Accession
0001647639-26-000062

FAQ

What is Upstart Holdings, Inc.'s EBIT?
Upstart Holdings, Inc. (UPST) reported EBIT of $14.64M in Q2 2026.
How has Upstart Holdings, Inc.'s EBIT changed year-over-year?
Upstart Holdings, Inc.'s EBIT increased by 222.3% year-over-year, from $4.54M to $14.64M.
What is the long-term trend for Upstart Holdings, Inc.'s EBIT?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s EBIT has grown at a -25.8% compound annual growth rate (CAGR), from $140.88M to $42.63M.
What does EBIT mean?
Earnings before interest and taxes — the profit from the business before financing cost and tax. Uses reported operating income where a company reports it; otherwise pre-tax income plus interest expense. Lets companies be compared on earning power independent of capital structure.

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