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EBIT at other companies

Enova International logo
Enova InternationalENVA
$207.11M+20.5%
Q2 Holdings logo
Q2 HoldingsQTWO
$27.69M+1,165%
ExlService Holdings logo
ExlService HoldingsEXLS
$91.83M+17.1%
OPENLANE, Inc logo
OPENLANE, IncOPLN
$73.8M+42.7%
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
TransUnion logo
TransUnionTRU

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Calculated from Upstart Holdings, Inc.’s reported figures.

Plus components not separately reported this period.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s EBIT?
Upstart Holdings, Inc. (UPST) reported EBIT of -$7.52M in Q1 2026.
How has Upstart Holdings, Inc.'s EBIT changed year-over-year?
Upstart Holdings, Inc.'s EBIT decreased by 67.2% year-over-year, from -$4.5M to -$7.52M.
What is the long-term trend for Upstart Holdings, Inc.'s EBIT?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s EBIT has grown at a -25.8% compound annual growth rate (CAGR), from $140.88M to $42.63M.
What does EBIT mean?
Earnings before interest and taxes — the profit from the business before financing cost and tax. Uses reported operating income where a company reports it; otherwise pre-tax income plus interest expense. Lets companies be compared on earning power independent of capital structure.