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OppFi OPFI EBIT

EBIT at other companies

Enova International logo
Enova InternationalENVA
$207.11M+20.5%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
-$7.52M-67.2%
World Acceptance logo
World AcceptanceWRLD
$58.68M-10.6%
Q2 Holdings logo
Q2 HoldingsQTWO
$27.69M+1,165%
Peoples Bancorp logo
Peoples BancorpPEBO
$37.35M+19.0%
FCF
FirstCash HoldingsFCFS
——

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+138%
Enterprise value$662.47M+175%
P/E11.4×-20.5×
P/S2×+1.1×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×—

Where this comes from

Calculated from OppFi’s reported figures.

$35.4Moperating income+$58.0Mincome before tax=$35.36M

Plus components not separately reported this period.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's EBIT?
OppFi (OPFI) reported EBIT of $35.36M in Q1 2026.
How has OppFi's EBIT changed year-over-year?
OppFi's EBIT decreased by 16.8% year-over-year, from $42.49M to $35.36M.
What is the long-term trend for OppFi's EBIT?
Over 4 years (2021 to 2025), OppFi's EBIT has grown at a 30.6% compound annual growth rate (CAGR), from $57.26M to $166.68M.
What does EBIT mean?
Earnings before interest and taxes — the profit from the business before financing cost and tax. Uses reported operating income where a company reports it; otherwise pre-tax income plus interest expense. Lets companies be compared on earning power independent of capital structure.