What is OppFi's pre-tax income?

OppFi (OPFI) reported pre-tax income of $58.01M in Q1 2026.

How has OppFi's pre-tax income changed year-over-year?

OppFi's pre-tax income increased by 163.2% year-over-year, from $22.04M to $58.01M.

What is the long-term trend for OppFi's pre-tax income?

Over 3 years (2021 to 2025), OppFi's pre-tax income has grown at a 20.1% compound annual growth rate (CAGR), from $90.11M to $156.13M.

What does pre-tax income mean?

Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

OppFi OPFI Pre-Tax Income

Pre-Tax Income at other companies

Enova InternationalENVA

$112.87M+24.0%

World AcceptanceWRLD

$46M-15.5%

Q2 HoldingsQTWO

$29.75M+468%

SoFi Technologies, Inc.SOFI

$199.55M+150%

Blue Owl CapitalOWL

$95.83M+138%

Hilltop HoldingsHTH

$50.44M-12.5%

Segments

By segment

See full

Reportable Segment$58.01M+163%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$751.46M+138%

Enterprise value$662.47M+175%

P/E11.4×-20.5×

P/S2×+1.1×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's pre-tax income?: OppFi (OPFI) reported pre-tax income of $58.01M in Q1 2026.
How has OppFi's pre-tax income changed year-over-year?: OppFi's pre-tax income increased by 163.2% year-over-year, from $22.04M to $58.01M.
What is the long-term trend for OppFi's pre-tax income?: Over 3 years (2021 to 2025), OppFi's pre-tax income has grown at a 20.1% compound annual growth rate (CAGR), from $90.11M to $156.13M.
What does pre-tax income mean?: Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.