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Q2 Holdings QTWO Pre-Tax Income

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Segments

By geography

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Non-U.S.$8.47M+9.2%

Other financials

Income statement

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Revenue$219.8M+12.6%
Gross profit$130.2M+24.5%
Operating income$29.3M+198%
Net income$29.9M+154%
EPS (diluted)$0.46+156%

Balance sheet

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Cash & equivalents$99.9M-73.5%
Total debt$40.9M-92.4%
Total equity$643.5M+10.1%
Total assets$968.4M-30.1%

Cash flow

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Operating cash flow$60.7M+24.7%
CapEx$1.7M+30.1%
Free cash flow$59.0M+24.5%

Valuation

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Market cap$3.95B-16.3%
Enterprise value$3.89B-20.3%
P/E43×-957×
P/S4.7×-1.7×

Profitability

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Gross margin57%+4.4pp
Operating margin10%+9.7pp
Net margin10.9%+10.2pp
FCF margin25.2%+2.0pp

Returns & leverage

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Return on equity15%+14.1pp
Debt / equity0.1×-0.9×
Current ratio0.9×0.0×

Where this comes from

Reported directly by Q2 Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Q2 Holdings’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001410384-26-000053
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest and other income3,4055,0036,6749,589
Interest and other expense(1,029)(1,346)(2,234)(2,881)
Total other income, net2,3763,6574,4406,708
Income before income taxes31,71713,49761,47018,737
Provision for income taxes(1,859)(1,733)(4,973)(2,220)
Net income$29,858$11,764$56,497$16,517
Other comprehensive income (loss):
Unrealized loss on available-for-sale investments(1)(53)(61)(77)

Item 1. Financial Statements.

FAQ

What is Q2 Holdings's pre-tax income?
Q2 Holdings (QTWO) reported pre-tax income of $31.72M in Q2 2026.
How has Q2 Holdings's pre-tax income changed year-over-year?
Q2 Holdings's pre-tax income increased by 135.0% year-over-year, from $13.5M to $31.72M.
What is the long-term trend for Q2 Holdings's pre-tax income?
Over 4 years (2021 to 2025), Q2 Holdings's pre-tax income has grown at a -16.2% compound annual growth rate (CAGR), from -$111.1M to $54.73M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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