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Segments

By product

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Merchant network revenue$302.38M+26.3%
Card network revenue$85.16M+26.9%

Other financials

Income statement

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Operating income$147.3M
Net income$1.6B+2,235%
EPS (diluted)$4.63+2,215%

Balance sheet

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Cash & equivalents$1.6B-7.2%
Total debt$29.2M-8.6%
Total equity$5.5B+78.7%
Total assets$15.8B+41.6%

Cash flow

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Operating cash flow$296.2M+297%
CapEx$66.9M+30.8%
Free cash flow$229.3M+875%

Valuation

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Market cap$25.61B+2.3%
Enterprise value$24.01B+3.0%
P/E13.3×-466×
P/S-1.8×

Profitability

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Operating margin9.8%
Net margin45.3%+43.7pp
FCF margin23.3%+4.6pp

Returns & leverage

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Return on equity45.1%+43.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Affirm Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Affirm Holdings, Inc.’s 10-K, filed August 27, 2026.

Filed
Aug 27, 2026, 5:06 PM EDT
Fiscal year
FY2026
Accession
0001628280-26-059279
Line itemJune 30, 2026June 30, 2025June 30, 2024
Interest income2,047,4851,608,2211,204,355
Gain on sales of loans596,553381,622197,153
Servicing income173,123120,60295,483
Total revenue, net$4,261,082$3,224,412$2,322,999
Operating expenses
Loss on loan purchase commitment$311,864$242,264$180,395
Provision for credit losses796,650616,683460,628
Funding costs454,016425,451344,253

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Affirm Holdings, Inc.'s total revenue?
Affirm Holdings, Inc. (AFRM) reported total revenue of $1.17B in Q2 2026.
How has Affirm Holdings, Inc.'s total revenue changed year-over-year?
Affirm Holdings, Inc.'s total revenue increased by 33.0% year-over-year, from $876.42M to $1.17B.
What is the long-term trend for Affirm Holdings, Inc.'s total revenue?
Over 4 years (2022 to 2026), Affirm Holdings, Inc.'s total revenue has grown at a 33.3% compound annual growth rate (CAGR), from $1.35B to $4.26B.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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