What is Affirm Holdings, Inc.'s price / earnings?

Affirm Holdings, Inc. (AFRM) reported price / earnings of 39.9× in Q1 2026.

What does price / earnings mean?

How many dollars investors pay for each dollar of the company's annual profit.

How do you interpret price / earnings?

Lower can mean cheaper — or that the market expects earnings to fall. High multiples embed growth expectations. Meaningless when earnings are negative, so it is suppressed there.

How does price / earnings compare across companies?

Compare against the company's own history and sector peers, not across sectors with different growth and risk profiles.

Affirm Holdings, Inc. AFRM Price / earnings

Price / earnings at other companies

JPMorgan ChaseJPM

13.5×+2.0×

BlockXYZ

44.7×+31.8×

Synchrony FinancialSYF

6.6×-0.4×

PayPal Holdings, Inc.PYPL

8.2×-6.0×

SoFi Technologies, Inc.SOFI

35.1×+8.6×

Fidelity National Information ServicesFIS

9×-39.2×

Other financials

Income statement

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Revenue$1.0B+32.6%

Operating income$88.4M+1,154%

Net income$102.9M+3,570%

EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%

Total debt$9.3B+18.8%

Total equity$3.8B+31.6%

Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%

CapEx$61.4M+15.8%

Free cash flow$325.1M+107%

Valuation

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Market cap$23.69B+5.5%

Enterprise value$30.55B+7.5%

P/S6×-1.5×

Profitability

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Operating margin-7.3%-3.2pp

Net margin9.6%+8.2pp

Returns & leverage

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Return on equity11.5%+9.9pp

Debt / equity2.5×-0.3×

Where this comes from

Calculated from Affirm Holdings, Inc.’s reported figures.

market cap/net income=39.9×

Based on the most recent quarter.

The official record: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affirm Holdings, Inc.'s price / earnings?: Affirm Holdings, Inc. (AFRM) reported price / earnings of 39.9× in Q1 2026.
What does price / earnings mean?: How many dollars investors pay for each dollar of the company's annual profit.
How do you interpret price / earnings?: Lower can mean cheaper — or that the market expects earnings to fall. High multiples embed growth expectations. Meaningless when earnings are negative, so it is suppressed there.
How does price / earnings compare across companies?: Compare against the company's own history and sector peers, not across sectors with different growth and risk profiles.