Bread Financial Holdings
BFHBread Financial is a tech-forward financial services company that provides personalized payment, lending, and saving solutions to U.S. consumers.
Earnings
Next report
Oct 22, 2026 (in 3 months)Financials
Q2 2026Valuation & ratios
Competitors
By market cap
By revenue growth
By net margin
Profile
Bread Financial is a tech-forward financial services company that provides personalized payment, lending, and saving solutions to U.S. consumers. The company specializes in driving sales and loyalty for brand partners through private label and co-branded credit card programs, while also offering direct-to-consumer credit cards and installment loan products. Its core value proposition centers on leveraging data analytics and digital-first technology to provide flexible financing at the point of sale.
A leading provider of branded credit programs for major retailers with a growing emphasis on digital-first 'Buy Now, Pay Later' and direct-to-consumer fintech products.
Questions, answered.
- What is Bread Financial Holdings's market cap?
- Bread Financial Holdings (BFH) has a market capitalization of $4.4B and trades on NYSE.
- What is Bread Financial Holdings's revenue and profitability?
- Bread Financial Holdings generated $4.0B in trailing twelve-month revenue with net income of $569.0M, representing a net margin of 14.4%. Gross margin stands at 46.7%. These figures are based on the Q2 2026 filing.
- Who are Bread Financial Holdings's competitors?
- Bread Financial Holdings's key competitors include Capital One, Affirm, Synchrony Financial, and others. These companies compete in similar markets and product categories.
- Who does Bread Financial Holdings partner with?
- Bread Financial Holdings's notable partners include American Express, Visa, MasterCard, and others.
- Where is Bread Financial Holdings headquartered?
- Bread Financial Holdings is headquartered in United States of America and employs approximately 7,000 people. It has been publicly traded since 2001.
