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Bread Financial Holdings BFH Ratios & Valuation

Q2 '26Q1 '26Q4 '25Q3 '25Q2 '25
Profitability
Net margin14.4%+6.9pp14.4%+7.1pp13.5%+6.3pp12.4%+4.5pp7.5%-4.6pp
Returns
Return on equity17.4%+8.4pp17.6%+8.4pp16.3%+7.0pp14.7%+4.2pp9%-7.3pp
Efficiency
Asset turnover0.2×0.0×0.2×0.0×0.2×0.0×0.2×0.0×0.2×0.0×
Per Share
Book value per share$82.68+23.3%$76.97+24.4%$69.90+15.5%$69.83+14.4%$67.08+6.2%
Valuation
Market capitalization$4.44B+62.3%$3.23B+31.3%$3.38B+11.2%$2.6B+10.1%$2.6B+17.5%
Price / earnings7.8×-1.8×5.7×-3.0×6.5×-4.5×5.5×-2.1×9.1×+4.5×
Price / sales1.1×+0.4×0.8×+0.2×0.9×+0.1×0.7×+0.1×0.7×+0.1×
Price / book1.3×+0.5×1×+0.2×1×0.0×0.8×0.0×0.8×+0.1×

FAQ

What are Bread Financial Holdings's profit margins?
Bread Financial Holdings (BFH) runs a 46.7% gross margin and a 45.9% operating margin, with a 14.4% net margin.
Where do Bread Financial Holdings's ratios come from?
Every ratio is computed from Bread Financial Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.