Bread Financial Holdings BFH Return on equity

Return on equity at other companies

Capital One FinancialCOF

9.4%—

Synchrony FinancialSYF

21.8%+3.2pp

PayPal Holdings, Inc.PYPL

27.9%+2.1pp

Affirm Holdings, Inc.AFRM

11.5%+9.9pp

The BancorpTBBK

29.6%+2.2pp

Pathward Financial, Inc.CASH

21.1%-2.0pp

FAQ

What is Bread Financial Holdings's return on equity?

Bread Financial Holdings (BFH) reported return on equity of 17.4% in Q2 2026.

How has Bread Financial Holdings's return on equity changed year-over-year?

Bread Financial Holdings's return on equity increased by 93.0% year-over-year, from 9% to 17.4%.

What is the long-term trend for Bread Financial Holdings's return on equity?

Over 4 years (2020 to 2025), Bread Financial Holdings's return on equity has grown at a 4.3% compound annual growth rate (CAGR), from 13.7% to 16.3%.

What does return on equity mean?

Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.