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Discontinued — last reported Q4 '22

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Other financials

Income statement

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Revenue$993.0M+6.9%
Gross profit$361.8M
Operating income$382.8M
Net income$146.0M+5.0%
EPS (diluted)$3.55+20.7%

Balance sheet

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Cash & equivalents$3.8B-1.5%
Total debt$85.0M-98.5%
Total equity$3.4B+6.3%
Total assets$22.5B+2.9%

Cash flow

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Operating cash flow$533.0M+1.3%
Free cash flow$482.0M+55.6%

Valuation

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Market cap$4.44B+62.3%
P/E7.8×-1.8×
P/S1.1×+0.4×

Profitability

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Gross margin46.7%
Operating margin45.9%
Net margin14.4%+6.9pp
FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.4%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireProductiveAssets.

The source filing: Bread Financial Holdings’s 10-K, filed February 28, 2023.

Filed
Feb 28, 2023
Fiscal year
FY2022
Accession
0001101215-23-000049
Line itemYears Ended December 31, 2022Years Ended December 31, 2021Years Ended December 31, 2020
Payments for acquired businesses, net of cash and restricted cash(75)(267)
Proceeds from sale of credit card loan portfolios512289
Purchase of credit card loan portfolios(1,804)(110)
Capital expenditures(68)(84)(54)
Purchases of investment securities(43)(93)(40)
Maturities of investment securities307377
Other(4)426
Net cash (used in) provided by investing activities(5,111)(1,691)1,774

Item 16. Form 10-K Summary.

FAQ

What is Bread Financial Holdings's capex?
Bread Financial Holdings (BFH) reported capex of $15M in Q4 2022.
How has Bread Financial Holdings's capex changed year-over-year?
Bread Financial Holdings's capex decreased by 40.5% year-over-year, from $25.2M to $15M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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