What is Bread Financial Holdings's operating income?

Bread Financial Holdings (BFH) reported operating income of $382.8M in Q3 2021.

What does operating income mean?

Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

Bread Financial Holdings BFH Operating Income

Discontinued — last reported Q3 '21

Operating Income at other companies

PayPal Holdings, Inc.PYPL

$1.49B-2.7%

Affirm Holdings, Inc.AFRM

$88.43M+1,154%

Enova InternationalENVA

$207.11M+20.5%

MastercardMA

$4.91B+18.3%

Global PaymentsGPN

-$15.65M-104%

SezzleSEZL

$69.04M+38.4%

Other financials

Income statement

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Revenue$1.0B+4.9%

Gross profit$361.8M—

Net income$181.0M+31.2%

EPS (diluted)$4.15+49.3%

Balance sheet

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Cash & equivalents$4.0B-6.6%

Total debt$85.0M-98.5%

Total equity$3.3B+8.4%

Total assets$22.3B-0.3%

Cash flow

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Operating cash flow$487.0M+23.9%

CapEx$15.0M-40.0%

Free cash flow$482.0M+55.5%

Valuation

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Market cap$4.14B+31.3%

P/E7.4×-3.9×

P/S1.1×+0.2×

Profitability

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Gross margin52%—

Operating margin45.9%—

Net margin14.4%+7.1pp

FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.6%+8.4pp

Debt / equity0×-1.8×

Current ratio1.5×—

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The official record: Bread Financial Holdings’s 10-Q, filed November 3, 2021, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bread Financial Holdings's operating income?: Bread Financial Holdings (BFH) reported operating income of $382.8M in Q3 2021.
What does operating income mean?: Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.