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Synchrony Financial SYF Return on equity

Return on equity at other companies

American Express logo
American ExpressAXP
34.4%+0.1pp
JPMorgan Chase logo
JPMorgan ChaseJPM
16.5%-0.9pp
Capital One Financial logo
Capital One FinancialCOF
3.7%-4.4pp
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
11.5%+9.9pp
Mastercard logo
MastercardMA
232.6%+43.6pp
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
25.1%+2.9pp

Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-5.0%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$24.93B+14.9%
Enterprise value$20.8B+22.3%
P/E6.9×-0.4×

Returns & leverage

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Debt / equity0.0×

Where this comes from

Calculated from Synchrony Financial’s reported figures.

Based on trailing twelve months.

The official record: Synchrony Financial’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Synchrony Financial's return on equity?
Synchrony Financial (SYF) reported return on equity of 21.8% in Q1 2026.
How has Synchrony Financial's return on equity changed year-over-year?
Synchrony Financial's return on equity increased by 17.1% year-over-year, from 18.6% to 21.8%.
What is the long-term trend for Synchrony Financial's return on equity?
Over 4 years (2021 to 2025), Synchrony Financial's return on equity has grown at a -6.3% compound annual growth rate (CAGR), from 106% to 81.8%.
What does return on equity mean?
How much profit the company earns on the money shareholders have invested.
How do you interpret return on equity?
Higher is better, but very high ROE can be manufactured by leverage — a thin equity base inflates the ratio. Read it next to debt-to-equity and ROIC to tell genuine returns from balance-sheet engineering.
How does return on equity compare across companies?
Comparable across peers, with the leverage caveat. Negative or near-zero equity makes ROE meaningless, so it is suppressed there.