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Axos Financial AX Free cash flow

Free cash flow at other companies

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-$2.38B-7,560%
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$66.97M-34.7%
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$29.04M+16.0%
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Customers BancorpCUBI
$106.05M-34.6%

Other financials

Income statement

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Revenue$392.2M+27.0%
Net income$124.7M+18.5%
EPS (diluted)$2.15+18.8%

Balance sheet

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Cash & equivalents$1.4B-40.1%
Total debt$371.8M-5.1%
Total equity$3.1B+17.7%
Total assets$29.2B+22.0%

Cash flow

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Operating cash flow$42.0M-43.0%
CapEx$143.3M+1,575%

Valuation

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Market cap$5.89B+22.6%
P/E12.4×+1.3×
P/S4.1×+0.3×

Profitability

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Net margin33.5%-1.3pp
FCF margin31.5%+3.2pp

Returns & leverage

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Return on equity16.8%-1.0pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Axos Financial’s reported figures.

The source filing: Axos Financial’s 10-Q, filed January 29, 2026. Open the filing →

Filed
Jan 29, 2026, 4:15 PM EST
Fiscal quarter
Q2 FY2026
Calendar quarter
Q4 2025
Accession
0001299709-26-000012

FAQ

What is Axos Financial's free cash flow?
Axos Financial (AX) reported free cash flow of $85.42M in Q4 2025.
How has Axos Financial's free cash flow changed year-over-year?
Axos Financial's free cash flow decreased by 45.4% year-over-year, from $156.41M to $85.42M.
What is the long-term trend for Axos Financial's free cash flow?
Over 2 years (2022 to 2025), Axos Financial's free cash flow has grown at a 49.5% compound annual growth rate (CAGR), from $195.12M to $436.12M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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