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Discontinued — last reported Q4 '25

Total debt at other companies

Ally Financial logo
Ally FinancialALLY
$22.76B+26.9%
Charles Schwab Corporation logo
Charles Schwab CorporationSCHW
$49.86B+62.3%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$3.3B-18.2%
Independent Bank Corp logo
Independent Bank CorpINDB
$701.47M-7.6%
Flagstar Bank logo
Flagstar BankFLG
$23.91B+43.7%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$495.51M+260%

Other financials

Income statement

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Revenue$392.2M+27.0%
Net income$124.7M+18.5%
EPS (diluted)$2.15+18.8%

Balance sheet

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Cash & equivalents$1.4B-40.1%
Total equity$3.1B+17.7%
Total assets$29.2B+22.0%

Cash flow

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Operating cash flow$42.0M-43.0%
CapEx$143.3M+1,575%
Free cash flow$85.4M-45.4%

Valuation

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Market cap$5.89B+22.6%
P/E12.4×+1.3×
P/S4.1×+0.3×

Profitability

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Net margin33.5%-1.3pp
FCF margin31.5%+3.2pp

Returns & leverage

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Return on equity16.8%-1.0pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Axos Financial’s reported figures.

Plus components not separately reported this period.

The source filing: Axos Financial’s 10-K, filed August 21, 2025. Open the filing →

Filed
Aug 21, 2025
Fiscal year
FY2025
Accession
0001299709-25-000125

FAQ

What is Axos Financial's total debt?
Axos Financial (AX) reported total debt of $371.79M in Q2 2025.
How has Axos Financial's total debt changed year-over-year?
Axos Financial's total debt decreased by 5.1% year-over-year, from $391.6M to $371.79M.
What is the long-term trend for Axos Financial's total debt?
Over 4 years (2021 to 2025), Axos Financial's total debt has grown at a 6.3% compound annual growth rate (CAGR), from $291.48M to $371.79M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

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