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Axos Financial AX Debt-to-equity

Debt-to-equity at other companies

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Ally FinancialALLY
1.5×+0.2×
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Charles Schwab CorporationSCHW
0.4×-0.2×
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SoFi Technologies, Inc.SOFI
0.2×-0.3×
Flagstar Bank
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Flagstar Bank FLG
2.9×+0.7×
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
0.2×+0.1×
TFS Financial logo
TFS FinancialTFSL
0.9×+0.3×

Other financials

Income statement

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Revenue$392.2M+27.0%
Net income$124.7M+18.5%
EPS (diluted)$2.15+18.8%

Balance sheet

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Cash & equivalents$1.4B-40.1%
Total debt$371.8M-5.1%
Total equity$3.1B+17.7%
Total assets$29.2B+22.0%

Cash flow

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Operating cash flow$42.0M-43.0%
CapEx$143.3M+1,575%
Free cash flow$85.4M-45.4%

Valuation

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Market cap$5.01B+30.9%
P/E10.5×+1.6×
P/S3.5×+0.4×

Profitability

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Net margin33.5%-1.3pp
FCF margin31.5%+3.2pp

Returns & leverage

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Return on equity16.8%-1.0pp

Where this comes from

Calculated from Axos Financial’s reported figures.

Based on the most recent quarter.

The official record: Axos Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Axos Financial's debt-to-equity?
Axos Financial (AX) reported debt-to-equity of 0.1× in Q2 2025.
How has Axos Financial's debt-to-equity changed year-over-year?
Axos Financial's debt-to-equity decreased by 18.9% year-over-year, from 0.2× to 0.1×.
What is the long-term trend for Axos Financial's debt-to-equity?
Over 4 years (2021 to 2025), Axos Financial's debt-to-equity has grown at a -9.6% compound annual growth rate (CAGR), from 0.2× to 0.1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.