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Axos Financial

AX

Axos Financial, Inc. is a technology-driven, diversified financial services company that provides secure and scalable banking, clearing, and custody solutions.

Market cap
$5.64B+17.3%
Revenue$1.4B+15.8%
Net income$476.1M+11.5%
Free cash flow$255.0M-15.3%
EPS (diluted)$8.19+11.9%
Trailing twelve months · change vs. prior year

Earnings

Next report

Jul 30, 2026 (Today)
Revenue estimate$375.5M
EPS estimate$2.16

Financials

Q3 2026

Income statement

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Revenue$392.2M+27.0%
Net income$124.7M+18.5%
EPS (diluted)$2.15+18.8%

Balance sheet

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Cash & equivalents$1.4B-40.1%
Total equity$3.1B+17.7%
Total assets$29.2B+22.0%

Cash flow

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Operating cash flow$42.0M-43.0%
CapEx$143.3M+1,575%

Valuation & ratios

Valuation

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Market cap$5.45B+17.3%
P/E11.5×+0.7×
P/S3.8×+0.1×

Profitability

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Net margin33.5%-1.3pp

Returns & leverage

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Return on equity16.8%-1.0pp

Competitors

Profile

Axos Financial, Inc. is a technology-driven, diversified financial services company that provides secure and scalable banking, clearing, and custody solutions. The company operates a digital-first model, delivering consumer and commercial banking products alongside investment advisory and securities services to retail and business customers nationwide. Its core value proposition lies in leveraging a low-cost distribution channel and advanced mobile platforms to provide integrated financial management.

Competitive position

Axos is a leading digital-first financial institution that competes by maintaining a lower cost of funds and higher operational efficiency than traditional brick-and-mortar banks.

GeographiesUnited States
Customer segmentsRetail Consumers, Commercial Enterprises, Financial Institutions, Investment Professionals
Business modelDigital Banking, B2B Service Provider, Asset Management, Lending
SuppliersDepositors, Capital Markets, Technology Infrastructure Providers, Credit Rating Agencies
CustomersIndividual Borrowers, Commercial Real Estate Developers, Independent Financial Advisors, Retail Stock Traders
Listed2005
Employees1.5K
CEOGregory Garrabrants
FilingsSEC EDGAR

Questions, answered.

What is Axos Financial's market cap?
Axos Financial (AX) has a market capitalization of $5.6B and trades on NYSE.
What is Axos Financial's revenue and profitability?
Axos Financial generated $1.4B in trailing twelve-month revenue with net income of $476.1M, representing a net margin of 33.5%, with free cash flow of $255.0M. These figures are based on the Q1 2026 filing.
Who are Axos Financial's competitors?
Axos Financial's key competitors include Charles Schwab, Ally Financial, SoFi Technologies, and others. These companies compete in similar markets and product categories.
What subsidiaries does Axos Financial have?
Axos Financial's subsidiaries include Axos Bank, Axos Clearing LLC, Axos Invest, Inc., and others.
Where is Axos Financial headquartered?
Axos Financial is headquartered in United States of America and employs approximately 1,455 people. It has been publicly traded since 2005.