What does debt-to-equity mean?

Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

Credit Acceptance CACC Debt-to-equity

Discontinued — last reported Q3 '19

Debt-to-equity at other companies

Ally FinancialALLY

1.5×+0.2×

CarvanaCVNA

1.5×-2.6×

Enova InternationalENVA

3.5×+0.3×

Asbury Automotive GroupABG

1.1×+0.1×

Penske Automotive GroupPAG

0.9×+0.1×

Affirm Holdings, Inc.AFRM

2.5×-0.3×

Other financials

Income statement

See full

Revenue$580.0M+1.6%

Net income$135.8M+27.8%

EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%

Total equity$1.5B-11.5%

Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%

CapEx$1.3M+333%

Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.06B-26.7%

Profitability

See full

Net margin19.5%+6.5pp

FCF margin45.3%-7.4pp

Returns & leverage

See full

Return on equity28.1%+10.9pp

Where this comes from

Calculated from Credit Acceptance’s reported figures.

total debt/total stockholders equity=0×

Based on the most recent quarter.

The official record: Credit Acceptance’s 10-Q, filed October 29, 2020, on SEC EDGAR. View the filing →

Questions, answered.

What does debt-to-equity mean?: Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.