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Credit Acceptance CACC Net Income

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Other financials

Income statement

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Revenue$580.0M+1.6%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.06B-26.7%
P/E13.4×-15.2×
P/S2.6×-1.1×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity0×—

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's net income?
Credit Acceptance (CACC) reported net income of $135.8M in Q1 2026.
How has Credit Acceptance's net income changed year-over-year?
Credit Acceptance's net income increased by 27.8% year-over-year, from $106.3M to $135.8M.
What is the long-term trend for Credit Acceptance's net income?
Over 4 years (2021 to 2025), Credit Acceptance's net income has grown at a -18.4% compound annual growth rate (CAGR), from $958.3M to $423.9M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.