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CapEx at other companies

Consumer Portfolio Services logo
Consumer Portfolio ServicesCPSS
$172K+38.7%
Carvana logo
CarvanaCVNA
$51M+64.5%
World Acceptance logo
World AcceptanceWRLD
$1.27M+22.7%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$3.38M+26.5%
Arrow Financial logo
Arrow FinancialAROW
$4.21M+110%
FS Bancorp, Inc. logo
FS Bancorp, Inc.FSBW
$273K-22.0%

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080
(In millions)For the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Purchases of Consumer Loans(329.0)(276.9)
Accelerated payments of Dealer Holdback(12.5)(13.2)
Payments of Dealer Holdback(34.6)(54.8)
Purchases of property and equipment(1.3)(0.3)
Net cash used in investing activities(192.1)(291.6)
Cash Flows From Financing Activities:
Borrowings under revolving secured lines of credit1,679.28.7
Repayments under revolving secured lines of credit(1,566.9)(7.4)

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Credit Acceptance's capex?
Credit Acceptance (CACC) reported capex of $1.3M in Q1 2026.
How has Credit Acceptance's capex changed year-over-year?
Credit Acceptance's capex increased by 333.3% year-over-year, from $300K to $1.3M.
What is the long-term trend for Credit Acceptance's capex?
Over 3 years (2021 to 2025), Credit Acceptance's capex has grown at a -40.5% compound annual growth rate (CAGR), from $7.6M to $1.6M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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