Consumer Portfolio Services
CPSSConsumer Portfolio Services is a specialty finance company that provides indirect financing to sub-prime customers with limited credit histories or past credit problems.
Earnings
Next report
Nov 9, 2026 (in 2 months)Valuation & ratios
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Profile
Consumer Portfolio Services is a specialty finance company that provides indirect financing to sub-prime customers with limited credit histories or past credit problems. The company primarily purchases and services retail automobile contracts originated by franchised and independent dealers for the sale of new and used vehicles. Its core value proposition is serving as an alternative financing source for dealers, facilitating sales to consumers who are typically underserved by traditional commercial banks and credit unions.
A significant participant in the fragmented sub-prime automobile finance market, leveraging proprietary automated decisioning and a nationwide dealer network.
FAQ
- What is Consumer Portfolio Services's market cap?
- Consumer Portfolio Services (CPSS) has a market capitalization of $203.9M and trades on NASDAQ.
- What is Consumer Portfolio Services's revenue and profitability?
- Consumer Portfolio Services generated $451.6M in trailing twelve-month revenue with net income of $21.6M, representing a net margin of 4.8%, with free cash flow of $349.5M. The latest reported period is Q2 2026.
- Who are Consumer Portfolio Services's competitors?
- Consumer Portfolio Services's key competitors include Credit Acceptance Corporation, Ally Financial, Atlanticus Holdings Corporation, and others. These companies compete in similar markets and product categories.
- Who does Consumer Portfolio Services partner with?
- Consumer Portfolio Services's notable partners include DealerTrack, Route One, Ares Agent Services, L.P..
- What subsidiaries does Consumer Portfolio Services have?
- Consumer Portfolio Services's subsidiaries include CPS Auto Securitization Trust.
- Where is Consumer Portfolio Services headquartered?
- Consumer Portfolio Services is headquartered in United States of America and employs approximately 902 people. It has been publicly traded since 1992.
