Skip to content
Screener

Consumer Portfolio Services CPSS Q3 2026 earnings

Reported October 22, 2026 · After market close

Revenue$131.9M
EPS$0.30
“Our accelerating origination volume is demonstrating strong operating leverage in our business, as increases to net income are outpacing revenue and driving solid financial results. Both the broadening of our dealership network and the deepening of relationships with existing dealers allows us to accelerate origination volume and capture market share, while remaining selective on the contracts we purchase.”
Charles E. Bradley

Next report

Date not yet announced

Financials

Q3 2026

Income statement

See full
Revenue$131.9M+21.7%
Net income$7.0M+43.3%
EPS (diluted)$0.30+50.0%

Balance sheet

See full
Cash & equivalents$5.1M-96.6%
Total debt$16.3M-96.9%
Total equity$324.5M+5.5%
Total assets$4.8B+26.8%

Cash flow

See full
Operating cash flow$94.6M+11.4%
CapEx$400.0K+716%
Free cash flow$94.2M+11.0%

Valuation & ratios

Valuation

as of 10/30/26
See full
Market cap$218.18M+21.1%
Enterprise value$229.35M-58.4%
P/E9.2×0.0×
P/S0.5×0.0×

Profitability

See full
Net margin5%+0.5pp
FCF margin75.5%+10.4pp

Returns & leverage

See full
Return on equity7.5%+0.9pp
Debt / equity0.1×-1.6×

FAQ

When did Consumer Portfolio Services report Q3 2026 earnings?
Consumer Portfolio Services (CPSS) reported Q3 2026 earnings on October 22, 2026 after market close.
What were Consumer Portfolio Services's Q3 2026 revenue and EPS?
Consumer Portfolio Services reported revenue of $131.9M and eps of $0.30 for Q3 2026.
How did Consumer Portfolio Services's Q3 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 21.7% from $108.4M a year earlier and eps grew 50.0% from $0.20.
Where can I find Consumer Portfolio Services's Q3 2026 SEC filings?
You can read the 8-K earnings release (0001683168-26-008011) and the 10-Q periodic report (0001683168-26-008191) directly on SEC EDGAR. The filing index links above go to sec.gov.