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Consumer Portfolio Services CPSS Q2 2025 earnings

Reported August 11, 2025 · Before market open

Revenue$109.8MMiss by $3.9M
EPS$0.20Miss by $0.06
Revenue estimate$113.7M
EPS estimate$0.26

Next report

Date not yet announced

Financials

Q2 2025

Income statement

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Revenue$109.8M+14.5%
Net income$4.8M+2.7%
EPS (diluted)$0.20+5.3%

Balance sheet

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Cash & equivalents$160.2M-39.9%
Total debt$584.3M+183%
Total equity$303.1M+8.1%
Total assets$3.8B+14.5%

Cash flow

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Operating cash flow$54.5M+25.8%
CapEx$124.0K-14.5%
Free cash flow$54.3M+25.9%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$213.01M+3.4%
Enterprise value$637.1M+337%
P/E11×+3.3×
P/S0.5×-0.1×

Profitability

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Net margin4.6%-2.6pp
FCF margin62.8%+5.6pp

Returns & leverage

See full
Return on equity6.7%-3.4pp
Debt / equity1.9×+1.2×

FAQ

When did Consumer Portfolio Services report Q2 2025 earnings?
Consumer Portfolio Services (CPSS) reported Q2 2025 earnings on August 11, 2025 before market open.
What were Consumer Portfolio Services's Q2 2025 revenue and EPS?
Consumer Portfolio Services reported revenue of $109.8M and eps of $0.20 for Q2 2025.
Did Consumer Portfolio Services beat estimates in Q2 2025?
Revenue missed the consensus estimate of $113.7M by $3.9M. EPS missed the consensus estimate of $0.26 by $0.06.
How did Consumer Portfolio Services's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 21.4% from $90.4M a year earlier and eps grew 5.3% from $0.19.
Where can I find Consumer Portfolio Services's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001683168-25-005907) and the 10-Q periodic report (0001683168-25-005901) directly on SEC EDGAR. The filing index links above go to sec.gov.