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Consumer Portfolio Services CPSS Q2 2026 earnings

Reported August 4, 2026 · After market close

Revenue$121.4M
EPS$0.27

Next report

Nov 9, 2026 (in 2 months)

Financials

Q2 2026

Income statement

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Revenue$121.4M+10.6%
Net income$6.2M+30.0%
EPS (diluted)$0.27+35.0%

Balance sheet

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Cash & equivalents$180.2M+12.5%
Total debt$898.4M+53.8%
Total equity$319.2M+5.3%
Total assets$4.4B+17.5%

Cash flow

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Operating cash flow$106.1M+94.8%
CapEx$172.0K+38.7%
Free cash flow$105.9M+94.9%

Valuation & ratios

Valuation

as of 09/16/26
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Market cap$203.91M+8.1%
Enterprise value$922.07M+50.5%
P/E9.4×-0.3×
P/S0.5×0.0×

Profitability

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Net margin4.8%+0.2pp
FCF margin77.4%+14.6pp

Returns & leverage

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Return on equity6.9%+0.3pp
Debt / equity2.8×+0.9×

FAQ

When did Consumer Portfolio Services report Q2 2026 earnings?
Consumer Portfolio Services (CPSS) reported Q2 2026 earnings on August 4, 2026 after market close.
What were Consumer Portfolio Services's Q2 2026 revenue and EPS?
Consumer Portfolio Services reported revenue of $121.4M and eps of $0.27 for Q2 2026.
How did Consumer Portfolio Services's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.6% from $109.8M a year earlier and eps grew 35.0% from $0.20.
Where can I find Consumer Portfolio Services's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001683168-26-005950) and the 10-Q periodic report (0001683168-26-006096) directly on SEC EDGAR. The filing index links above go to sec.gov.