Screener
Consumer Portfolio Services CPSS Ratios & Valuation
| Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 4.8%+0.2pp | 4.6%-0.1pp | 4.4%-0.4pp | 4.5%-1.1pp | 4.6%-2.6pp | |
| Returns | ||||||
| Return on equity | 6.9%+0.3pp | —— | —— | 6.6%-1.1pp | 6.7%-3.4pp | |
| Return on invested capital | 21.4%-14.4pp | 30.5%-6.3pp | 33.8%-2.0pp | 38.3%+18.8pp | 35.8%+7.9pp | |
| Efficiency | ||||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 2.8×+0.9× | 2.2×— | 1.7×— | 1.7×+0.9× | 1.9×+1.2× | |
| Net debt / EBITDA | 2.6×+0.9× | 1.9×+0.3× | 1.3×-0.5× | 1.5×+1.7× | 1.7×+2.0× | |
| Per Share | ||||||
| Book value per share | $13.59+8.4% | $13.36— | $12.85— | $12.79+8.4% | $12.54+8.5% | |
| Valuation | ||||||
| Market capitalization | $203.91M+8.1% | $168.21M-9.5% | $205.92M-11.4% | $167.79M-16.1% | $213.01M+3.4% | |
| Price / earnings | 9.4×-0.3× | 8.3×-1.3× | 10.7×-1.4× | 8.6×-0.8× | 11×+3.3× | |
| Price / sales | 0.5×0.0× | 0.4×-0.1× | 0.5×-0.1× | 0.4×-0.1× | 0.5×-0.1× | |
| Price / book | 0.6×0.0× | 0.5×— | 0.7×— | 0.5×-0.2× | 0.7×0.0× | |
| EV / EBITDA | 3.4×+0.9× | 2.5×+0.1× | 2.1×-0.8× | 2.1×+1.4× | 2.6×+1.9× |
FAQ
- Where do Consumer Portfolio Services's ratios come from?
- Every ratio is computed from Consumer Portfolio Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
