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Consumer Portfolio Services CPSS Free cash flow margin

Free cash flow margin at other companies

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55.3%
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45.3%-7.4pp
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-1.1%
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-97.9%-126pp
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27.8%-4.0pp
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Encore Capital GroupECPG
9%+0.2pp

Other financials

Income statement

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Revenue$112.3M+5.1%
Net income$5.5M+18.0%
EPS (diluted)$0.24+26.3%

Balance sheet

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Cash & equivalents$185.4M+1.1%
Total debt$698.6M+24.3%
Total equity$314.4M+5.3%
Total assets$4.1B+10.3%

Cash flow

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Operating cash flow$83.8M+13.4%
CapEx$796.0K+69.0%
Free cash flow$83.0M+13.1%

Valuation

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Market cap$208.74M-2.5%
Enterprise value$721.88M+13.1%
P/E10.4×-0.7×
P/S0.5×0.0×

Profitability

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Net margin4.6%-0.1pp

Returns & leverage

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Return on equity6.6%-0.1pp
Debt / equity2.2×+0.3×

Where this comes from

Calculated from Consumer Portfolio Services’s reported figures.

Based on trailing twelve months.

The official record: Consumer Portfolio Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Consumer Portfolio Services's free cash flow margin?
Consumer Portfolio Services (CPSS) reported free cash flow margin of 67.7% in Q1 2026.
How has Consumer Portfolio Services's free cash flow margin changed year-over-year?
Consumer Portfolio Services's free cash flow margin increased by 8.9% year-over-year, from 62.2% to 67.7%.
What is the long-term trend for Consumer Portfolio Services's free cash flow margin?
Over 5 years (2020 to 2025), Consumer Portfolio Services's free cash flow margin has grown at a -5.5% compound annual growth rate (CAGR), from 88% to 66.4%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.