What is PRA Group's free cash flow margin?

PRA Group (PRAA) reported free cash flow margin of -1.1% in Q1 2026.

What is the long-term trend for PRA Group's free cash flow margin?

Over 3 years (2020 to 2025), PRA Group's free cash flow margin has grown at a -13.7% compound annual growth rate (CAGR), from 11.7% to -7.5%.

What does free cash flow margin mean?

Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

PRA Group PRAA Free cash flow margin

Free cash flow margin at other companies

Encore Capital GroupECPG

9%+0.2pp

Peapack-Gladstone FinancialPGC

14.2%-6.9pp

Kearny FinancialKRNY

17.3%+4.0pp

The BancorpTBBK

52.2%+11.7pp

PCB BancorpPCB

36.5%+6.8pp

Primis Financial Corp.FRST

-22.7%—

Other financials

Income statement

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Revenue$314.5M+16.7%

Operating income$103.3M+38.5%

Net income$28.2M+671%

EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%

Total debt$3.8B+9.0%

Total equity$1.0B-17.8%

Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%

CapEx$1.4M+56.7%

Free cash flow$23.5M+144%

Valuation

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Market cap$693.4M+19.1%

Enterprise value$4.38B+10.9%

P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp

Net margin-29.5%-33.7pp

Returns & leverage

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Return on equity-32%-35.7pp

Debt / equity3.8×+0.9×

Where this comes from

Calculated from PRA Group’s reported figures.

free cash flow/total revenue=-1.1%

Based on trailing twelve months.

The official record: PRA Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's free cash flow margin?: PRA Group (PRAA) reported free cash flow margin of -1.1% in Q1 2026.
What is the long-term trend for PRA Group's free cash flow margin?: Over 3 years (2020 to 2025), PRA Group's free cash flow margin has grown at a -13.7% compound annual growth rate (CAGR), from 11.7% to -7.5%.
What does free cash flow margin mean?: Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.