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PRA Group PRAA Operating Income

Operating Income at other companies

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Encore Capital GroupECPG
$186.9M+24.0%

Segments

By segment

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Europe Segment$168.15M+138%
United States Segment$17.32M-1.1%

Other financials

Income statement

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Revenue$372.2M+29.4%
Net income$57.9M+36.7%
EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%
Total debt$3.8B+4.0%
Total equity$1.0B-21.8%
Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%
CapEx$2.4M+87.8%
Free cash flow-$38.7M-173%

Valuation

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Market cap$754.81M+19.6%
Enterprise value$4.41B+6.4%
P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-2.8%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.6×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: PRA Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001185348-26-000028
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Depreciation, amortization and impairment of long-lived assets4,7242,5036,4326,272
Other operating expenses15,76014,46231,32227,360
Total operating expenses218,892202,577430,171397,619
Income from operations153,28285,111256,536159,688
Other income/(expense)
Interest expense, net(64,363)(62,361)(127,881)(123,331)
Gain on sale of equity method investment38,40338,403
Foreign exchange gain/(loss), net(501)50553(1)

Item 1. Financial Statements

FAQ

What is PRA Group's operating income?
PRA Group (PRAA) reported operating income of $153.28M in Q2 2026.
How has PRA Group's operating income changed year-over-year?
PRA Group's operating income increased by 80.1% year-over-year, from $85.11M to $153.28M.
What is the long-term trend for PRA Group's operating income?
Over 3 years (2021 to 2024), PRA Group's operating income has grown at a -3.2% compound annual growth rate (CAGR), from $375M to $339.73M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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