How has PRA Group's united states segment — operating income (loss) changed year-over-year?

PRA Group's united states segment — operating income (loss) decreased by 1.1% year-over-year, from $17.51M to $17.32M.

What does united states segment — operating income (loss) mean?

Measures the profitability of the United States segment after deducting operating expenses from total revenues. It serves as a primary indicator of the segment's operational health and its ability to generate sustainable returns from its loan portfolio.

PRA Group (PRAA) United States Segment — Operating Income (Loss)

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Other segment segments

Europe Segment

$168.15M+138%

Similar metrics at other companies

PSMTUnited ‎States ‎Operations — Operating Income (Loss)

-$3.67M+31.3%

PRLBUnited States — Operating Income (Loss)

$32.97M+29.3%

EOGUnited States — Operating Income (Loss)

$2.58B+36.6%

VSTSUnited States — Operating Income (Loss)

$49.78M+168%

CRLSegment operating income — Operating Income (Loss)

$226.28M+32.6%

INSPOperating Segment — Operating Income (Loss)

-$1.12M+24.7%

Other financials

Income statement

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Revenue$372.2M+29.4%

Operating income$153.3M+80.1%

Net income$57.9M+36.7%

EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%

Total debt$3.8B+4.0%

Total equity$1.0B-21.8%

Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%

CapEx$2.4M+87.8%

Free cash flow-$38.7M-173%

Valuation

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Market cap$754.81M+19.6%

Enterprise value$4.41B+6.4%

P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp

Net margin-29.5%-33.7pp

FCF margin-2.8%—

Returns & leverage

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Return on equity-32%-35.7pp

Debt / equity3.6×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: PRA Group’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:15 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001185348-26-000028

Line item	Three Months Ended June 30, 2026 / U.S.	Three Months Ended June 30, 2026 / Europe	Three Months Ended June 30, 2026 / Total	Three Months Ended June 30, 2025 / U.S.	Three Months Ended June 30, 2025 / Europe	Three Months Ended June 30, 2025 / Total
Legal collection expenses	57,237	10,400	67,637	40,717	9,406	50,123
Professional and outside services	12,912	5,061	17,973	13,676	4,536	18,212
Other segment items (3)	23,815	15,512	39,327	20,141	14,547	34,688
Adjusted segment operating income	17,315	168,146	185,461	17,511	70,723	88,234
Reconciliation to consolidated totals
All other operating income and corporate expenses (4)			(32,179)			(3,123)
Income from operations			153,282			85,111
Interest expense, net			(64,363)			(62,361)

Item 1. Financial Statements

FAQ

What is PRA Group's united states segment — operating income (loss)?: PRA Group (PRAA) reported united states segment — operating income (loss) of $17.32M in Q2 2026.
How has PRA Group's united states segment — operating income (loss) changed year-over-year?: PRA Group's united states segment — operating income (loss) decreased by 1.1% year-over-year, from $17.51M to $17.32M.
What does united states segment — operating income (loss) mean?: Measures the profitability of the United States segment after deducting operating expenses from total revenues. It serves as a primary indicator of the segment's operational health and its ability to generate sustainable returns from its loan portfolio.