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PRA Group PRAA Total debt

Total debt at other companies

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$4.18B+5.4%
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Consumer Portfolio ServicesCPSS
$898.36M+53.8%
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The BancorpTBBK
$748.33M+5,284%
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PCB BancorpPCB
$27.7M+41.0%
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Pathward Financial, Inc.CASH
$223.77M+29.4%
Medallion Financial logo
Medallion FinancialMFIN
$265.36M-16.6%

Other financials

Income statement

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Revenue$372.2M+29.4%
Operating income$153.3M+80.1%
Net income$57.9M+36.7%
EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%
Total equity$1.0B-21.8%
Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%
CapEx$2.4M+87.8%
Free cash flow-$38.7M-173%

Valuation

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Market cap$754.81M+19.6%
Enterprise value$4.41B+6.4%
P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-2.8%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.6×+0.9×

Where this comes from

Calculated from PRA Group’s reported figures.

Plus components not separately reported this period.

The source filing: PRA Group’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001185348-26-000028

FAQ

What is PRA Group's total debt?
PRA Group (PRAA) reported total debt of $3.79B in Q2 2026.
How has PRA Group's total debt changed year-over-year?
PRA Group's total debt increased by 4.0% year-over-year, from $3.64B to $3.79B.
What is the long-term trend for PRA Group's total debt?
Over 5 years (2020 to 2025), PRA Group's total debt has grown at a 6.5% compound annual growth rate (CAGR), from $2.72B to $3.73B.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

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