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PRA Group PRAA Total debt

Total debt at other companies

Encore Capital Group logo
Encore Capital GroupECPG
$4.03B+6.4%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$106.43M+140%
Kearny Financial logo
Kearny FinancialKRNY
$1.06B-12.7%
The Bancorp logo
The BancorpTBBK
$483.63M+3,357%
PCB Bancorp logo
PCB BancorpPCB
$18.3M-6.0%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$290.83M+2,399%

Other financials

Income statement

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Revenue$314.5M+16.7%
Operating income$103.3M+38.5%
Net income$28.2M+671%
EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%
Total equity$1.0B-17.8%
Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%
CapEx$1.4M+56.7%
Free cash flow$23.5M+144%

Valuation

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Market cap$693.4M+19.1%
Enterprise value$4.38B+10.9%
P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-1.1%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.8×+0.9×

Where this comes from

Calculated from PRA Group’s reported figures.

Plus components not separately reported this period.

The official record: PRA Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's total debt?
PRA Group (PRAA) reported total debt of $3.81B in Q1 2026.
How has PRA Group's total debt changed year-over-year?
PRA Group's total debt increased by 9.0% year-over-year, from $3.5B to $3.81B.
What is the long-term trend for PRA Group's total debt?
Over 5 years (2020 to 2025), PRA Group's total debt has grown at a 6.5% compound annual growth rate (CAGR), from $2.72B to $3.73B.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.