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Total debt at other companies

Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$82.7M+41.0%
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$24.45M+1.3%
The Bancorp logo
The BancorpTBBK
$483.63M+3,357%
Golub Capital logo
Golub CapitalGBDC
$4.7B-2.2%
Associated Banc-Corp logo
Associated Banc-CorpASB
$4.41B+48.7%
Ares Management Corporation logo
Ares Management CorporationARES

Other financials

Income statement

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Revenue$475.4M+21.0%
Operating income$184.0M+42.3%
Net income$86.2M+84.3%
EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%
Total equity$1.0B+26.3%
Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$4.9M-30.5%
Free cash flow$77.5M+102%

Valuation

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Market cap$1.84B+84.9%
Enterprise value$5.65B+20.2%
P/E6.2×
P/S+0.3×

Profitability

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Operating margin36.8%
Net margin16%+11.9pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp
Debt / equity3.9×-0.7×

Where this comes from

Calculated from Encore Capital Group’s reported figures.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's total debt?
Encore Capital Group (ECPG) reported total debt of $4.03B in Q1 2026.
How has Encore Capital Group's total debt changed year-over-year?
Encore Capital Group's total debt increased by 6.4% year-over-year, from $3.79B to $4.03B.
What is the long-term trend for Encore Capital Group's total debt?
Over 5 years (2020 to 2025), Encore Capital Group's total debt has grown at a 2.6% compound annual growth rate (CAGR), from $3.59B to $4.09B.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.