What is Encore Capital Group's operating margin?

Encore Capital Group (ECPG) reported operating margin of 36.8% in Q1 2026.

What is the long-term trend for Encore Capital Group's operating margin?

Over 3 years (2020 to 2025), Encore Capital Group's operating margin has grown at a -0.1% compound annual growth rate (CAGR), from 35.5% to 35.4%.

What does operating margin mean?

Operating income as a percentage of revenue (trailing twelve months). Captures profitability from core operations after both cost of revenue and operating expenses, but before interest and taxes.

Encore Capital Group ECPG Operating margin

Operating margin at other companies

EZP

EzcorpEZPW

13.6%+3.3pp

Other financials

Income statement

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Revenue$475.4M+21.0%

Operating income$184.0M+42.3%

Net income$86.2M+84.3%

EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%

Total debt$4.0B+6.4%

Total equity$1.0B+26.3%

Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%

CapEx$4.9M-30.5%

Free cash flow$77.5M+102%

Valuation

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Market cap$1.84B+84.9%

Enterprise value$5.65B+20.2%

P/E6.2×—

P/S1×+0.3×

Profitability

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Net margin16%+11.9pp

FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp

Debt / equity3.9×-0.7×

Where this comes from

Calculated from Encore Capital Group’s reported figures.

operating income/total revenue=36.8%

Based on trailing twelve months.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's operating margin?: Encore Capital Group (ECPG) reported operating margin of 36.8% in Q1 2026.
What is the long-term trend for Encore Capital Group's operating margin?: Over 3 years (2020 to 2025), Encore Capital Group's operating margin has grown at a -0.1% compound annual growth rate (CAGR), from 35.5% to 35.4%.
What does operating margin mean?: Operating income as a percentage of revenue (trailing twelve months). Captures profitability from core operations after both cost of revenue and operating expenses, but before interest and taxes.