Skip to content

Encore Capital Group ECPG Return on equity

Return on equity at other companies

Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
22.7%-1.2pp
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
22.8%-1.8pp
The Bancorp logo
The BancorpTBBK
30.3%+3.8pp
Golub Capital logo
Golub CapitalGBDC
5.3%-3.6pp
Credit Acceptance logo
Credit AcceptanceCACC
28.1%+10.9pp
Associated Banc-Corp logo
Associated Banc-CorpASB
10.2%

Other financials

Income statement

See full
Revenue$475.4M+21.0%
Operating income$184.0M+42.3%
Net income$86.2M+84.3%
EPS (diluted)$3.86+100%

Balance sheet

See full
Cash & equivalents$227.2M+21.4%
Total debt$4.0B+6.4%
Total equity$1.0B+26.3%
Total assets$5.5B+9.7%

Cash flow

See full
Operating cash flow$82.3M+81.8%
CapEx$4.9M-30.5%
Free cash flow$77.5M+102%

Valuation

See full
Market cap$1.84B+84.9%
Enterprise value$5.65B+20.2%
P/E6.2×
P/S+0.3×

Profitability

See full
Operating margin36.8%
Net margin16%+11.9pp
FCF margin9%+0.2pp

Returns & leverage

See full
Debt / equity3.9×-0.7×

Where this comes from

Calculated from Encore Capital Group’s reported figures.

Based on trailing twelve months.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Encore Capital Group's return on equity.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Encore Capital Group's return on equity?
Encore Capital Group (ECPG) reported return on equity of 32% in Q1 2026.
How has Encore Capital Group's return on equity changed year-over-year?
Encore Capital Group's return on equity increased by 344.9% year-over-year, from -13.1% to 32%.
What is the long-term trend for Encore Capital Group's return on equity?
Over 4 years (2020 to 2025), Encore Capital Group's return on equity has grown at a 11.7% compound annual growth rate (CAGR), from 18.9% to 29.5%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.