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Net margin at other companies

PRA Group logo
PRA GroupPRAA
-29.5%-33.7pp
Consumer Portfolio Services logo
Consumer Portfolio ServicesCPSS
4.8%+0.2pp
Credit Acceptance logo
Credit AcceptanceCACC
19.5%+6.5pp
Ares Management Corporation logo
Ares Management CorporationARES
10.6%+0.7pp
EFC
Ellington Financial Inc.EFC
34.6%+6.1pp
Finance of America Companies logo
Finance of America CompaniesFOA
-858.3%-1,072pp

Other financials

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.08B+138%
Enterprise value$6.07B+30.1%
P/E6.9×
P/S1.1×+0.5×

Profitability

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Operating margin37.7%
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Calculated from Encore Capital Group’s reported figures.

Based on trailing twelve months.

The source filing: Encore Capital Group’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 5:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001084961-26-000058

FAQ

What is Encore Capital Group's net margin?
Encore Capital Group (ECPG) reported net margin of 15.9% in Q2 2026.
How has Encore Capital Group's net margin changed year-over-year?
Encore Capital Group's net margin increased by 361.1% year-over-year, from -6.1% to 15.9%.
What is the long-term trend for Encore Capital Group's net margin?
Over 4 years (2020 to 2025), Encore Capital Group's net margin has grown at a 0.7% compound annual growth rate (CAGR), from 14.1% to 14.5%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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