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Net margin at other companies

Rocket Companies logo
Rocket CompaniesRKT
-1.8%-2.4pp
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
19.1%+5.2pp
Home Federal Bancorp logo
Home Federal BancorpHFBL
25.1%+8.3pp
Better Home & Finance logo
Better Home & FinanceBETR
-103.2%-30.0pp
loanDepot logo
loanDepotLDI
-6.5%-0.9pp
PennyMac Financial Services, Inc. logo
PennyMac Financial Services, Inc.PFSI
23.5%+3.2pp

Other financials

Income statement

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Revenue$120.1M-27.5%
Net income$17.5M-42.0%
EPS (diluted)$0.88-63.8%

Balance sheet

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Cash & equivalents$376.6M+49.5%
Total debt$899.3M-10.9%
Total equity$438.1M+10.9%
Total assets$31.3B+5.5%

Cash flow

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Operating cash flow-$130.9M-42.1%
CapEx$461.0K-76.0%
Free cash flow-$132.7M-160%

Valuation

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Market cap$244.7M-4.9%
Enterprise value$767.43M-30.1%
P/E3.4×
P/S0.5×

Profitability

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Operating margin-0.5%
FCF margin883.8%+882pp

Returns & leverage

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Return on equity-58.5%+115pp
Debt / equity2.1×-0.5×
Current ratio0.1×

Where this comes from

Calculated from Finance of America Companies’s reported figures.

Based on trailing twelve months.

The official record: Finance of America Companies’s 10-Q, filed November 8, 2024, on SEC EDGAR. View the filing →

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Questions, answered.

What is Finance of America Companies's net margin?
Finance of America Companies (FOA) reported net margin of -858.3% in Q3 2023.
How has Finance of America Companies's net margin changed year-over-year?
Finance of America Companies's net margin decreased by 500.6% year-over-year, from -142.9% to -858.3%.
What is the long-term trend for Finance of America Companies's net margin?
Over 2 years (2020 to 2022), Finance of America Companies's net margin has grown at a 245.9% compound annual growth rate (CAGR), from 30.7% to -367.1%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.