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Finance of America Companies

FOA

Finance of America Companies Inc. is a specialized financial services holding company focused on home equity-based financing solutions for the senior retirement market.

Market cap
$210.72M-12.8%
Revenue$451.9M-25.9%
Net income$73.1M+694%
EPS (diluted)$2.19-75.3%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 4, 2026 (In 6 days)
Revenue estimate$121.9M
EPS estimate$1.01

Financials

Q1 2026

Income statement

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Revenue$120.1M-27.5%
Net income$17.5M-42.0%
EPS (diluted)$0.88-63.8%

Balance sheet

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Cash & equivalents$376.6M+49.5%
Total debt$899.3M-10.9%
Total equity$438.1M+10.9%
Total assets$31.3B+5.5%

Cash flow

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Operating cash flow-$130.9M-42.1%

Valuation & ratios

Valuation

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Market cap$210.72M-12.8%
Enterprise value$733.46M-33.7%
P/E2.9×
P/S0.5×

Returns & leverage

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Debt / equity2.1×-0.5×

Segments

By segment

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Retirement Solutions$66.6M+28.8%
Portfolio Management$66.3M-48.6%

Competitors

Profile

Finance of America Companies Inc. is a specialized financial services holding company focused on home equity-based financing solutions for the senior retirement market. The company provides innovative tools that allow homeowners to access housing wealth through reverse mortgages and traditional home equity products. Additionally, it maintains integrated capital markets and portfolio management capabilities to optimize the distribution, securitization, and monetization of its originated loans.

Competitive position

The company is a market leader in the reverse mortgage space, leveraging a vertically integrated model that combines consumer-facing origination with sophisticated capital markets execution.

GeographiesUnited States, Philippines
Customer segmentsSeniors, Institutional Investors, Mortgage Brokers
Business modelLoan Origination, Securitization, Asset Management, B2B2C
SuppliersWarehouse lending facilities, Capital market investors, FHA insurance programs, Technology and AI platform providers
CustomersSenior homeowners, Institutional asset managers, Secondary mortgage market investors, Ginnie Mae
Listed2021
Employees922.0
CEOGraham A. Fleming
FilingsSEC EDGAR

Questions, answered.

What is Finance of America Companies's market cap?
Finance of America Companies (FOA) has a market capitalization of $210.7M and trades on NYSE.
What is Finance of America Companies's revenue and profitability?
Finance of America Companies generated $451.9M in trailing twelve-month revenue with net income of $73.1M, representing a net margin of -858.3%. These figures are based on the Q1 2026 filing.
Who are Finance of America Companies's competitors?
Finance of America Companies's key competitors include Rocket Companies, Inc., Home Federal Bancorp, Inc. of Louisiana, Sound Financial Bancorp, Inc., and others. These companies compete in similar markets and product categories.
Who does Finance of America Companies partner with?
Finance of America Companies's notable partners include Blue Owl Capital, Inc., Better Home & Finance Holding Company, Onity Group Inc., and others.
What subsidiaries does Finance of America Companies have?
Finance of America Companies's subsidiaries include Finance of America Reverse LLC, Incenter LLC, Finance of America Funding LLC, and others.
Where is Finance of America Companies headquartered?
Finance of America Companies is headquartered in United States of America and employs approximately 922 people. It has been publicly traded since 2021.