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First Capital
FCAPFirst Capital Inc is a financial holding company that operates primarily through its wholly-owned subsidiary, First Harrison Bank.
Earnings
Next report
Jan 22, 2027 (in 3 months)Financials
Q3 2026Income statement
Valuation & ratios
Competitors
By market cap
By revenue growth
Profile
First Capital Inc is a financial holding company that operates primarily through its wholly-owned subsidiary, First Harrison Bank. The company provides a full range of commercial and consumer banking services, including mortgage, commercial, and consumer lending alongside various deposit products. It serves local communities in Southern Indiana and Northern Kentucky with a focus on transitioning from a traditional thrift to a commercial banking model.
Competitive position
A leading community bank in Harrison County, Indiana, and Bullitt County, Kentucky, competing through localized service and a diversified commercial loan portfolio.
GeographiesIndiana, Kentucky, United States
Customer segmentsRetail, Small and Medium Enterprises, Commercial
Business modelInterest Spread, Mortgage Banking, Asset Management
SuppliersFederal Reserve System, Federal Home Loan Bank of Indianapolis, Independent Correspondent Bankers Bank, Depositors
CustomersResidential Homebuyers, Commercial Real Estate Investors, Small Business Borrowers, Secondary Mortgage Market Investors
CountryUnited States of America
Listed1999
Employees212.0
CEOMichael Chris Frederick
SectorFinancial Services
IndustryBanks - Regional
Websitefirstharrison.com
FilingsSEC EDGAR
FAQ
- What is First Capital's market cap?
- First Capital (FCAP) has a market capitalization of $213.4M and trades on NASDAQ.
- What is First Capital's revenue and profitability?
- First Capital generated $56.1M in trailing twelve-month revenue with net income of $19.1M, representing a net margin of 34.0%. The latest reported period is Q3 2026.
- Who are First Capital's competitors?
- First Capital's key competitors include German American Bancorp, Investar Holding Corporation, PCB Bancorp Common Stock, and others. These companies compete in similar markets and product categories.
- Who does First Capital partner with?
- First Capital's notable partners include Fannie Mae, Freddie Mac, Ginnie Mae, and others.
- What subsidiaries does First Capital have?
- First Capital's subsidiaries include First Harrison Bank, First Harrison Investments, Inc., First Harrison Holdings, Inc., and others.
- Where is First Capital headquartered?
- First Capital is headquartered in United States of America and employs approximately 212 people. It has been publicly traded since 1999.
