Skip to content
loanDepot logo

loanDepot

LDI

loanDepot is a technology-enabled provider of residential mortgage lending and real estate services, operating as one of the largest non-bank retail mortgage originators in the United States.

Market cap
$558.64M+68.9%
Revenue$1.2B+8.2%
Net income-$78.2M+9.0%
Free cash flow-$1.0B+11.1%
EPS (diluted)-$0.35+22.2%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 4, 2026 (In 5 days)
Revenue estimate$339.8M
EPS estimate$0.03

Financials

Q1 2026

Income statement

See full
Revenue$286.4M+4.7%
Net income-$37.5M-71.2%
EPS (diluted)-$0.16-45.5%

Balance sheet

See full
Cash & equivalents$277.4M-25.3%
Total debt$2.1B+4.7%
Total assets$7.2B+12.9%

Cash flow

See full
Operating cash flow-$169.3M+4.2%
CapEx$7.8M+15.5%
Free cash flow-$177.2M+3.5%

Valuation & ratios

Valuation

See full
Market cap$558.64M+68.9%
Enterprise value$2.43B+18.4%
P/S0.5×+0.1×

Profitability

See full
Net margin-6.5%-0.9pp

Segments

By segment

See full
Reportable Segment$286.4M

Competitors

Profile

loanDepot is a technology-enabled provider of residential mortgage lending and real estate services, operating as one of the largest non-bank retail mortgage originators in the United States. The company leverages its proprietary digital platform to offer a comprehensive suite of loan products, including purchase, refinance, and home equity solutions. Its business model integrates loan origination with an in-house servicing platform to create a recurring revenue stream and drive customer recapture opportunities.

Competitive position

A top-ten national retail mortgage originator that differentiates itself through a proprietary technology stack (mello) and a diversified multi-channel distribution strategy.

GeographiesUnited States
Customer segmentsRetail consumers, Homebuilders, Real estate agents
Business modelB2C, Transaction-based, Asset Management, Marketplace
SuppliersWarehouse credit facility providers, Technology and data infrastructure vendors, Independent wholesale brokers
CustomersIndividual homebuyers, GSEs (Fannie Mae/Freddie Mac), Ginnie Mae, Secondary market loan buyers
Listed2021
Employees4.2K
CEOAnthony Li Hsieh
FilingsSEC EDGAR

Questions, answered.

What is loanDepot's market cap?
loanDepot (LDI) has a market capitalization of $558.6M and trades on NYSE.
What is loanDepot's revenue and profitability?
loanDepot generated $1.2B in trailing twelve-month revenue with a net loss of $78.2M, representing a net margin of -6.5%, with free cash flow of -$1.0B. These figures are based on the Q1 2026 filing.
Who are loanDepot's competitors?
loanDepot's key competitors include United Wholesale Mortgage, Rocket Companies, Wells Fargo, and others. These companies compete in similar markets and product categories.
Who does loanDepot partner with?
loanDepot's notable partners include Fannie Mae, Freddie Mac, Ginnie Mae.
What subsidiaries does loanDepot have?
loanDepot's subsidiaries include LDSS, mello Home Services, LLC, mello Insurance Services, LLC.
Where is loanDepot headquartered?
loanDepot is headquartered in United States of America and employs approximately 4,188 people. It has been publicly traded since 2021.