What is PennyMac Financial Services, Inc.'s market cap?

PennyMac Financial Services, Inc. (PFSI) has a market capitalization of $4.3B and trades on NYSE.

What is PennyMac Financial Services, Inc.'s revenue and profitability?

PennyMac Financial Services, Inc. generated $2.2B in trailing twelve-month revenue with net income of $507.1M, representing a net margin of 23.5%, with free cash flow of -$4.3B. These figures are based on the Q1 2026 filing.

Who are PennyMac Financial Services, Inc.'s competitors?

PennyMac Financial Services, Inc.'s key competitors include United Wholesale Mortgage, Rocket Mortgage, Rithm Capital, and others. These companies compete in similar markets and product categories.

Who does PennyMac Financial Services, Inc. partner with?

PennyMac Financial Services, Inc.'s notable partners include PennyMac Mortgage Investment Trust, Ginnie Mae, Fannie Mae, and others.

What subsidiaries does PennyMac Financial Services, Inc. have?

PennyMac Financial Services, Inc.'s subsidiaries include Private National Mortgage Acceptance Company, LLC.

Where is PennyMac Financial Services, Inc. headquartered?

PennyMac Financial Services, Inc. is headquartered in United States of America and employs approximately 3,900 people. It has been publicly traded since 2013.

PennyMac Financial Services, Inc.

PFSI

PennyMac Financial Services, Inc. is a specialty financial services firm primarily focused on the production and servicing of U.S. residential mortgage loans.

Market cap

$4.31B-17.7%

Revenue$2.2B+25.7%

Net income$507.1M+45.6%

Free cash flow-$4.3B-28.6%

EPS (diluted)$9.40+44.0%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 5, 2026

Revenue$545.0MMiss by $1.2M EPS$2.19Miss by $0.03

Read the full report

Next report

Jul 29, 2026 (In 1 week)

Revenue estimate$581.7M

EPS estimate$2.25

Financials

Q1 2026

Income statement

See full

Revenue$545.0M+26.5%

Net income$82.3M+7.9%

EPS (diluted)$1.53+7.7%

Balance sheet

See full

Cash & equivalents$219.5M+4.0%

Total debt$72.4M+63.3%

Total assets$31.9B+33.8%

Cash flow

See full

Operating cash flow-$1.3B-226%

CapEx$2.3M+506%

Free cash flow-$1.3B-226%

Valuation & ratios

Valuation

See full

Market cap$4.31B-17.7%

Enterprise value$4.16B-19.5%

P/E8.5×-5.2×

P/S2×-1.0×

Profitability

See full

Net margin23.5%+3.2pp

Competitors

By market cap

Rocket Companies$40.5B+37.9%

Rithm Capital$5.1B-17.1%

PennyMac Financial Services, Inc.$4.3B-18.5%

Banner Corporation$2.3B-1.5%

UWM Holdings$685.2M-20.1%

loanDepot$607.4M+92.1%

Onity Group$324.9M+4.0%

Finance of America Companies$235.4M-11.3%

By revenue growth

Rocket Companies+78.5%

UWM Holdings+27.6%

PennyMac Financial Services, Inc.+25.7%

Onity Group+12.6%

loanDepot+8.2%

Rithm Capital+6.3%

Finance of America Companies-25.9%

By net margin

PennyMac Financial Services, Inc.23.47%+3.2pp

Onity Group15.75%+7.2pp

Rithm Capital14.44%-1.0pp

UWM Holdings1.92%+2.2pp

Rocket Companies-1.75%+1.3pp

loanDepot-6.51%+1.2pp

Finance of America Companies-858.26%+14.7pp

Profile

PennyMac Financial Services, Inc. is a specialty financial services firm primarily focused on the production and servicing of U.S. residential mortgage loans. The company operates a comprehensive, technology-driven mortgage platform that integrates loan origination across multiple channels with large-scale loan administration and investment management. Its value proposition is built on specialized mortgage expertise, innovative proprietary technology, and a strategic relationship with PennyMac Mortgage Investment Trust.

Competitive position

A leading non-bank mortgage producer and servicer in the U.S. with a unique integrated model that combines production, servicing, and investment management.

GeographiesUnited States, Puerto Rico, Guam, U.S. Virgin Islands

Customer segmentsRetail, B2B, Institutional

Business modelTransaction-based, Service-based, Asset Management

SuppliersWarehouse Lending Facilities, Technology Providers, Credit Bureaus, Capital Markets

CustomersIndividual Homebuyers, GSEs (Fannie Mae, Freddie Mac), Ginnie Mae, Institutional Mortgage Investors

CountryUnited States of America

Listed2013

Employees3.9K

CEODavid A. Spector

SectorFinancial Services

IndustryFinancial - Mortgages

Websiteir.pennymacfinancial.com

FilingsSEC EDGAR

Ask your AI about PennyMac Financial Services, Inc..

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is PennyMac Financial Services, Inc.'s market cap?: PennyMac Financial Services, Inc. (PFSI) has a market capitalization of $4.3B and trades on NYSE.
What is PennyMac Financial Services, Inc.'s revenue and profitability?: PennyMac Financial Services, Inc. generated $2.2B in trailing twelve-month revenue with net income of $507.1M, representing a net margin of 23.5%, with free cash flow of -$4.3B. These figures are based on the Q1 2026 filing.
Who are PennyMac Financial Services, Inc.'s competitors?: PennyMac Financial Services, Inc.'s key competitors include United Wholesale Mortgage, Rocket Mortgage, Rithm Capital, and others. These companies compete in similar markets and product categories.
Who does PennyMac Financial Services, Inc. partner with?: PennyMac Financial Services, Inc.'s notable partners include PennyMac Mortgage Investment Trust, Ginnie Mae, Fannie Mae, and others.
What subsidiaries does PennyMac Financial Services, Inc. have?: PennyMac Financial Services, Inc.'s subsidiaries include Private National Mortgage Acceptance Company, LLC.
Where is PennyMac Financial Services, Inc. headquartered?: PennyMac Financial Services, Inc. is headquartered in United States of America and employs approximately 3,900 people. It has been publicly traded since 2013.