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loanDepot LDI Q2 2026 earnings

Reported August 4, 2026 · After market close

Revenue$337.3MMiss by $2.2M
EPS-$0.09Miss by $0.09
Revenue estimate$339.5M
EPS estimate$0.00
The second quarter represented another meaningful step forward in our financial performance and showed that we can increase funded volume while maintaining disciplined expense management and a clear focus on profitability. The benefits of our product mix shift were evident in higher revenue, stronger pull-through weighted gain on sale margin and an improved bottom line. Maintaining strong liquidity remains a top priority, and we took advantage of favorable market conditions to monetize approximately $10 billion of servicing rights after quarter end. We also continue to evaluate opportunities to optimize our capital structure. Addressing the Company's bond maturities remains a high priority for management, and we are evaluating a range of options with the support of retained advisors.
David Hayes

Next report

Nov 5, 2026 (in 2 months)
Revenue estimate$330.3M
EPS estimate-$0.01

Financials

Q2 2026

Income statement

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Revenue$337.3M+19.4%
Net income-$4.5M+66.1%
EPS (diluted)-$0.02+66.7%

Balance sheet

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Cash & equivalents$229.1M-43.9%
Total debt$2.2B+3.2%
Total assets$6.7B+7.9%

Cash flow

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Operating cash flow$519.7M
CapEx$9.4M+51.3%
Free cash flow$510.3M

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$247.46M-73.4%
Enterprise value$2.18B-16.6%
P/S0.2×-0.6×

Profitability

See full
Net margin-5.5%-0.4pp

Segments

By segment

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Reportable Segment$50.9M

FAQ

When did loanDepot report Q2 2026 earnings?
loanDepot (LDI) reported Q2 2026 earnings on August 4, 2026 after market close.
What were loanDepot's Q2 2026 revenue and EPS?
loanDepot reported revenue of $337.3M and eps of $-0.09 for Q2 2026.
Did loanDepot beat estimates in Q2 2026?
Revenue missed the consensus estimate of $339.5M by $2.2M. EPS missed the consensus estimate of $0.00 by $0.09.
How did loanDepot's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 19.4% from $282.5M a year earlier and eps grew 0.0% from $-0.09.
Where can I find loanDepot's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001831631-26-000083) and the 10-Q periodic report (0001831631-26-000086) directly on SEC EDGAR. The filing index links above go to sec.gov.