What is Encore Capital Group's market cap?

Encore Capital Group (ECPG) has a market capitalization of $2.0B and trades on NASDAQ.

What is Encore Capital Group's revenue and profitability?

Encore Capital Group generated $1.9B in trailing twelve-month revenue with net income of $296.3M, representing a net margin of 16.0%, with free cash flow of $166.1M. These figures are based on the Q1 2026 filing.

Who are Encore Capital Group's competitors?

Encore Capital Group's key competitors include PRA Group, Inc., Consumer Portfolio Services, Medallion Financial Corp, and others. These companies compete in similar markets and product categories.

What subsidiaries does Encore Capital Group have?

Encore Capital Group's subsidiaries include Midland Credit Management, Inc., Cabot Credit Management Limited, Encore Asset Reconstruction Company, and others.

Where is Encore Capital Group headquartered?

Encore Capital Group is headquartered in United States of America and employs approximately 7,400 people. It has been publicly traded since 1999.

Encore Capital Group

ECPG

Encore Capital Group is an international specialty finance company focused on debt recovery solutions and portfolio management for defaulted consumer receivables.

Market cap

$2.03B+135%

Revenue$1.9B+34.1%

Net income$296.3M+356%

Free cash flow$166.1M+36.9%

EPS (diluted)$12.86+366%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 6, 2026

Revenue$475.4MBeat by $29.1M EPS$3.86Beat by $0.60

Read the full report

Next report

Aug 5, 2026 (In 1 week)

Revenue estimate$455.1M

EPS estimate$2.67

Financials

Q1 2026

Income statement

See full

Revenue$475.4M+21.0%

Operating income$184.0M+42.3%

Net income$86.2M+84.3%

EPS (diluted)$3.86+100%

Balance sheet

See full

Cash & equivalents$227.2M+21.4%

Total debt$4.0B+6.4%

Total equity$1.0B+26.3%

Total assets$5.5B+9.7%

Cash flow

See full

Operating cash flow$82.3M+81.8%

CapEx$4.9M-30.5%

Free cash flow$77.5M+102%

Valuation & ratios

Valuation

See full

Market cap$2.03B+135%

Enterprise value$5.83B+24.4%

P/E6.8×—

P/S1.1×+0.5×

Profitability

See full

Operating margin36.8%—

Net margin16%+11.9pp

FCF margin9%+0.2pp

Returns & leverage

See full

Return on equity32%+24.8pp

Debt / equity3.9×-0.7×

Competitors

By market cap

Ares Management Corporation$28.8B-29.6%

Encore Capital Group$2.0B+126%

Prospect Capital$1.1B-27.2%

MidCap Financial Investment Corporation$790.0M-34.4%

PRA Group$683.1M+10.1%

Medallion Financial$226.3M-3.8%

Consumer Portfolio Services$201.1M+4.0%

Rand Capital$29.9M-47.0%

By revenue growth

Ares Management Corporation+38.5%

Encore Capital Group+34.1%

PRA Group+10.5%

Consumer Portfolio Services+7.7%

By net margin

Encore Capital Group16.0%+24.4pp

Ares Management Corporation10.54%+0.3pp

Consumer Portfolio Services4.58%-0.1pp

PRA Group-29.54%-33.0pp

Profile

Encore Capital Group is an international specialty finance company focused on debt recovery solutions and portfolio management for defaulted consumer receivables. The company acquires non-performing loans at significant discounts from credit originators and works with consumers to resolve their financial obligations through structured repayment plans. Its core value proposition centers on leveraging proprietary data analytics and a consumer-centric approach to maximize liquidation rates while maintaining high regulatory compliance standards.

Competitive position

A leading global player in the debt recovery industry with significant operational scale and a dominant market position in the U.S. and UK.

GeographiesUnited States, United Kingdom, France, Spain, India, Costa Rica, Mexico, Ireland, Portugal

Customer segmentsRetail Consumers, Financial Institutions, Commercial Enterprises

Business modelAsset Acquisition, Contingency-based Servicing, Business Process Outsourcing

SuppliersCredit Bureau Data Providers, Consumer Data Aggregators, Capital Markets, Software and Analytics Providers

CustomersRetail Consumers, Banks, Retailers, Credit Unions

CountryUnited States of America

Listed1999

Employees7.4K

CEOAshish Masih

SectorFinancial Services

IndustryFinancial - Mortgages

Websiteencorecapital.com

FilingsSEC EDGAR

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Questions, answered.

What is Encore Capital Group's market cap?: Encore Capital Group (ECPG) has a market capitalization of $2.0B and trades on NASDAQ.
What is Encore Capital Group's revenue and profitability?: Encore Capital Group generated $1.9B in trailing twelve-month revenue with net income of $296.3M, representing a net margin of 16.0%, with free cash flow of $166.1M. These figures are based on the Q1 2026 filing.
Who are Encore Capital Group's competitors?: Encore Capital Group's key competitors include PRA Group, Inc., Consumer Portfolio Services, Medallion Financial Corp, and others. These companies compete in similar markets and product categories.
What subsidiaries does Encore Capital Group have?: Encore Capital Group's subsidiaries include Midland Credit Management, Inc., Cabot Credit Management Limited, Encore Asset Reconstruction Company, and others.
Where is Encore Capital Group headquartered?: Encore Capital Group is headquartered in United States of America and employs approximately 7,400 people. It has been publicly traded since 1999.