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Encore Capital Group ECPG Q2 2026 earnings

Reported August 5, 2026 · After market close

Revenue$491.9MBeat by $36.8M
EPS$2.81Beat by $0.14
Revenue estimate$455.1M
EPS estimate$2.67
“Encore's performance in the second quarter affirmed our industry leadership through record U.S. portfolio purchasing and record global collections in addition to meaningfully improving the funding of our global business through a billion-dollar refinancing at attractive terms. Second quarter global portfolio purchases were $444 million and global collections were $737 million. This collections performance helped drive GAAP net income in the second quarter of $64 million or $2.81 per share, which includes refinancing costs of $1.00 per share.”
Ashish Masih

Next report

Nov 4, 2026 (in 2 months)
Revenue estimate$466.8M
EPS estimate$3.35

Financials

Q2 2026

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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CapEx$8.4M+32.6%

Valuation & ratios

Valuation

as of 09/16/26
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Market cap$2.1B+104%
Enterprise value$6.09B+26.4%
P/E7×—
P/S1.1×+0.4×

Profitability

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Operating margin37.7%—
Net margin15.9%+12.4pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

FAQ

When did Encore Capital Group report Q2 2026 earnings?
Encore Capital Group (ECPG) reported Q2 2026 earnings on August 5, 2026 after market close.
What were Encore Capital Group's Q2 2026 revenue and EPS?
Encore Capital Group reported revenue of $491.9M and eps of $2.81 for Q2 2026.
Did Encore Capital Group beat estimates in Q2 2026?
Revenue beat the consensus estimate of $455.1M by $36.8M. EPS beat the consensus estimate of $2.67 by $0.14.
How did Encore Capital Group's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.3% from $442.1M a year earlier and eps grew 12.9% from $2.49.
Where can I find Encore Capital Group's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001084961-26-000057) and the 10-Q periodic report (0001084961-26-000058) directly on SEC EDGAR. The filing index links above go to sec.gov.