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Encore Capital Group ECPG Operating Income

Operating Income at other companies

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$153.28M+80.1%

Other financials

Income statement

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Revenue$491.9M+11.3%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.08B+138%
Enterprise value$6.07B+30.1%
P/E6.9×
P/S1.1×+0.5×

Profitability

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Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: Encore Capital Group’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 5:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001084961-26-000058
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Collection agency commissions6,1198,37412,45615,247
Depreciation and amortization7,1127,31113,97014,655
Total operating expenses304,970291,389596,389554,821
Income from operations186,902150,733370,894280,076
Other expense
Interest expense(73,907)(73,943)(146,957)(144,473)
Loss on extinguishment of debt(30,533)(30,533)
Other income3851,2261,1752,873

Item 1—Condensed Consolidated Financial Statements (Unaudited)

FAQ

What is Encore Capital Group's operating income?
Encore Capital Group (ECPG) reported operating income of $186.9M in Q2 2026.
How has Encore Capital Group's operating income changed year-over-year?
Encore Capital Group's operating income increased by 24.0% year-over-year, from $150.73M to $186.9M.
What is the long-term trend for Encore Capital Group's operating income?
Over 2 years (2021 to 2025), Encore Capital Group's operating income has grown at a -0.5% compound annual growth rate (CAGR), from $633.27M to $626.65M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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