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Encore Capital Group ECPG Free cash flow

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Other financials

Income statement

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Revenue$475.4M+21.0%
Operating income$184.0M+42.3%
Net income$86.2M+84.3%
EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%
Total debt$4.0B+6.4%
Total equity$1.0B+26.3%
Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$4.9M-30.5%

Valuation

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Market cap$1.84B+84.9%
Enterprise value$5.65B+20.2%
P/E6.2×—
P/S1×+0.3×

Profitability

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Operating margin36.8%—
Net margin16%+11.9pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp
Debt / equity3.9×-0.7×

Where this comes from

Calculated from Encore Capital Group’s reported figures.

$82.3Mnet cash from operating−$4.9Mcapital expenditures=$77.47M

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's free cash flow?
Encore Capital Group (ECPG) reported free cash flow of $77.47M in Q1 2026.
How has Encore Capital Group's free cash flow changed year-over-year?
Encore Capital Group's free cash flow increased by 102.3% year-over-year, from $38.29M to $77.47M.
What is the long-term trend for Encore Capital Group's free cash flow?
Over 4 years (2021 to 2025), Encore Capital Group's free cash flow has grown at a -17.2% compound annual growth rate (CAGR), from $269.68M to $126.93M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.