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Other financials

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.08B+138%
Enterprise value$6.07B+30.1%
P/E6.9×
P/S1.1×+0.5×

Profitability

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Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Encore Capital Group’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 5:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001084961-26-000058
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Investing activities:
Purchases of receivable portfolios, net of put-backs(800,301)(725,391)
Collections applied to receivable portfolios665,017553,400
Purchases of property and equipment(13,249)(13,320)
Other, net17,88315,659
Net cash used in investing activities(130,650)(169,652)
Financing activities:
Payment of loan and debt refinancing costs(38,382)(2,491)

Item 1—Condensed Consolidated Financial Statements (Unaudited)

FAQ

What is Encore Capital Group's capex?
Encore Capital Group (ECPG) reported capex of $8.39M in Q2 2026.
How has Encore Capital Group's capex changed year-over-year?
Encore Capital Group's capex increased by 32.6% year-over-year, from $6.33M to $8.39M.
What is the long-term trend for Encore Capital Group's capex?
Over 4 years (2021 to 2025), Encore Capital Group's capex has grown at a -5.8% compound annual growth rate (CAGR), from $33.37M to $26.27M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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